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Kristen Ripple - American National Bank & Trust - SVP- Mortgage Loan Officer || NMLS# 782200 in Decatur, TX

Kristen Ripple - American National Bank & Tru...

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SVP- Mortgage Loan Officer || NMLS# 782200

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Kristen, a Mortgage Loan Officer at our Decatur office, has been in banking since 2008, specializing in residential real estate since 2010. She focuses on land, construction, home improvement, bridge, and purchase plus loans, particularly e...... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM(Open now)
Fri
9 AM to 4 PM
Overall Ratings
4.98
(52)
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Reviews from Web
  • 5.0
    Encompass
    D
    Deborah F
    Decatur, TX
    Posted on June 16th, 2026 03:39 PM
    Excellent communication from start to finish. Kristen made the entire process painless for us. No surprises along the way. Would highly recommend.
    Reply from Kristen Ripple - American National ...
    June 16th, 2026 08:58 PM
    Deborah, I'm so grateful for your kind words. I'm pleased to hear that the communication and process met your expectations. Thank you for your recommendation!
  • 5.0
    Encompass
    K
    Kevin M
    Nocona, TX
    Posted on June 16th, 2026 03:18 PM
    The process was easy enough and information was requested and provided on time
    Reply from Kristen Ripple - American National ...
    June 16th, 2026 08:57 PM
    Kevin, I'm glad to hear that the process went smoothly for you and that everything was handled in a timely manner. Your positive feedback is greatly appreciated!
  • 4.66
    Encompass
    J
    Jennifer R B
    Pattonville, TX
    Posted on June 9th, 2026 01:15 PM
    Smooth process of uploading items. Everyone we encountered was easy to talk to.
    Reply from Kristen Ripple - American National ...
    June 9th, 2026 01:22 PM
    Jennifer, I'm glad to hear that you found the process smooth and that everyone was easy to talk to. Your feedback is greatly appreciated, and I'm pleased we could provide a positive experience for you at American National Bank & Trust.
  • 5.0
    Encompass
    M
    Monty C T
    Sunset, TX
    Posted on June 3rd, 2026 05:55 PM
    Communication
    Reply from Kristen Ripple - American National ...
    June 3rd, 2026 09:41 PM
    Monty, I'm glad to hear that you had a positive experience with our communication. Thank you for sharing your feedback!
  • 5.0
    Encompass
    W
    Walter F
    Justin, TX
    Posted on June 2nd, 2026 01:48 PM
    Kristen was very helpful throughout the whole process. Kristen was always able to answer our questions in a timely manner. She was very professional.
    Reply from Kristen Ripple - American National ...
    June 2nd, 2026 02:59 PM
    Walter, I appreciate your kind words. I'm glad I could help answer your questions and provide professional support. Thank you for your positive feedback!
  • 5.0
    Encompass
    Y
    Yaritza F
    Justin, TX
    Posted on May 31st, 2026 03:53 AM
    Kristen did a wonderful job helping us! She was always very attentive and available for any question.
    Reply from Kristen Ripple - American National ...
    June 1st, 2026 04:44 PM
    Thank you, Yaritza! I'm so glad I could assist you and be available for your questions. Your kind words mean a lot to me.
  • 5.0
    Encompass
    K
    Karyn M
    Sunset, TX
    Posted on May 30th, 2026 01:35 PM
    Kristen was very knowledgeable and made our experience exceptional!
    Reply from Kristen Ripple - American National ...
    June 1st, 2026 04:44 PM
    Karyn, I'm grateful for your kind words. It's wonderful to hear that you had an exceptional experience.
  • 5.0
    Encompass
    R
    Ruben G
    Bowie, TX
    Posted on May 14th, 2026 01:56 PM
    Berry helpful and great communication
    Reply from Kristen Ripple - American National ...
    May 18th, 2026 06:11 PM
    Ruben, I'm grateful for your kind words and pleased to hear that you found my communication helpful. It's always my goal to provide the best support possible. Thank you for choosing American National Bank & Trust!
  • 5.0
    Encompass
    W
    William M F
    Saint Jo, TX
    Posted on April 28th, 2026 05:22 PM
    Kristen was very knowledgeable and made the whole loan experience easy. We are very excited to work with her during our building process.
    Reply from Kristen Ripple - American National ...
    May 18th, 2026 06:11 PM
    I'm so pleased to hear that you found the loan experience easy with my help. I'm here to assist you every step of the way during the building process. Thank you for your kind words!
  • 5.0
    Encompass
    P
    Pelagio M
    Paradise, TX
    Posted on April 25th, 2026 03:18 PM
    Great service and great customer service
    Reply from Kristen Ripple - American National ...
    April 27th, 2026 05:07 PM
    Pelagio, I'm happy to hear that you enjoyed the service and customer support at American National Bank & Trust. Your feedback is greatly appreciated!
  • 10 of 52
    About
    Kristen, a Mortgage Loan Officer at our Decatur office, has been in banking since 2008, specializing in residential real estate since 2010. She focuses on land, construction, home improvement, bridge, and purchase plus loans, particularly enjoying the journey with borrowers from purchasing land to their completed home. Kristen integrates her family values into her work culture, valuing relationships over transactions to help make her clients’ dreams a reality. Married to Justin since 2007, they have three daughters: Brynlee (golf), Brileigh (competitive dance), and Blakeley (tennis). When not at work, she’s often supporting their activities. Kristen looks forward to building a relationship with you and helping with your mortgage needs.
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Specialities
    Construction Lending-Land Purchases
    258
    /850
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    Positions
    • First State Bank - Vice President
      Sep 1st, 2008 - Jun 1st, 2022
    Addresses and Serving Areas

    Year Started

    2008

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 782200
    Achievements
    • Texas Tech School of Banking 2016 Graduate
    • Texas Bankers Association Lending School 2021 Graduate
    • Decatur Leadership Class of 2024