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Kraig Spence - Churchill Mortgage - Home Loan Specialist | NMLS 5675 in Columbia, MD

Kraig Spence - Churchill Mortgage

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Home Loan Specialist | NMLS 5675

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At Churchill Mortgage, we believe homeownership is a big part of that American dream. After all, your home is where all of life’s moments take place. That’s why our team - including Kraig Spence - is committed to doing what’s right for you!
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
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    Christopher I
    Posted on August 30th, 2026 12:00 AM
    Working with Kraig was an absolute game-changer for our family. From day one, Kraig demonstrated an incredible level of expertise, transparency, and personal care that made navigating the home financing process completely seamless and stress-free....
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    Reply from Owner
    August 30th, 2026 12:00 AM
    Thank you, Chris. I believe a mortgage should be more than a transaction—it should be a process where you feel informed, cared for, and confident in every decision along the way. It was a privilege to walk alongside your family, and I’m deeply...
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    Charles F
    Posted on August 26th, 2026 12:00 AM
    Working with Kraig at Churchill Mortgage has truly been a blessing for me and my family. His expertise, authenticity and care for his clients is second to none. This was the best home-buying experience I have ever had. He is a true gem and...
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    Reply from Owner
    August 31st, 2026 12:00 AM
    Thank you for such heartfelt words, Charles. It was truly a blessing to serve you and your family. Knowing that this was your best home-buying experience means more than you know. Wishing you many wonderful years and memories in your new home!...
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    Patrick F
    Posted on August 25th, 2026 12:00 AM
    Kraig Spence - Churchill Mortgage has received a review with 5 star rating from Patrick F
    Reply from Owner
    August 28th, 2026 12:00 AM
    Hi, Patrick. Your feedback is highly appreciated. Thank you so much for the review!
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    Denver E
    Posted on August 22nd, 2026 12:00 AM
    Working with Kraig was a great experience he answered all questions and made sure to explain the whole process thanks
    Reply from Owner
    August 31st, 2026 12:00 AM
    Thank you for the kind words, Denver! It was truly a pleasure serving you. I’m grateful for the trust you placed in us and glad we could help make the process clear and comfortable every step of the way.
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    Leo C
    Posted on August 13th, 2026 12:00 AM
    Very helpful very smooth and explained everything clearly would definitely recommend to anyone who is looking for a good home
    Reply from Owner
    August 24th, 2026 12:00 AM
    Hi, Leo. Thank you so much for the kind words and recommendation! I’m glad we were able to make the process smooth and, most importantly, make sure everything was explained clearly along the way. I truly appreciate you trusting us with your...
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    Michael S
    Posted on August 4th, 2026 12:00 AM
    Kraig has been a great Mortgage coach for us. He took the time to see what our current financial picture was, asked about our goals, and found the best product for our needs. He even had some great ideas and creative solutions to help us plan...
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    Reply from Owner
    August 24th, 2026 12:00 AM
    Thank you, Michael. I’ve always believed a mortgage should be about much more than a loan—it should fit into the bigger picture of where you are today and where you want to go financially. I’m grateful for the trust you placed in me and glad...
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    Jesica W
    Posted on August 3rd, 2026 12:00 AM
    Kraig was amazing he was there for us in every step of buying our new home!!!!
    Reply from Owner
    August 24th, 2026 12:00 AM
    Hi, Jesica. It was truly my pleasure to be there with you every step of the way. Congratulations on your new home and THANK YOU for trusting me to be part of such an exciting chapter for your family!
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    Crystal G
    Posted on August 2nd, 2026 12:00 AM
    Working with Kraig with Churchill was an absolute pleasure from start to finish. His professionalism, communication, and dedication to his client made what can often be a stressful process feel seamless.Every step was handled with efficiency,...
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    Reply from Owner
    August 5th, 2026 12:00 AM
    Hi, Crystal. We are happy that we were able to work together. Thank you for providing this review as a testimony of your experience with us.
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    Bridget W
    Posted on July 31st, 2026 12:00 AM
    Kraig Spence at Churchill Mortgage was fantastic from start to finish. He's incredibly caring and took the time to educate me through every step of the process. He was so invested in getting things right that I genuinely wondered if he ever...
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    Reply from Owner
    August 14th, 2026 12:00 AM
    Hi, Bridget. Thank you so much for recognizing how deeply I care about getting things right and making sure you understood every step along the way. Helping you feel informed, supported, and confident throughout the process made all the work...
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    Amanda S
    Posted on July 31st, 2026 12:00 AM
    Kraig is the absolute best! Any stress on my end he handled and talked me off my ledge! The best mortgage loan guy on the market!
    Reply from Owner
    August 3rd, 2026 12:00 AM
    Thank you, Amanda, for your trust and the kind words! It was a pleasure serving you and guiding you through your first home purchase!!! Buying a home can definitely come with some stressful moments. I’m glad I could help bring a sense of calm...
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    About
    At Churchill Mortgage, we believe homeownership is a big part of that American dream. After all, your home is where all of life’s moments take place. That’s why our team - including Kraig Spence - is committed to doing what’s right for you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending: Purchases & Refinances
    Conventional Loans
    Government Lending: VA
    FHA & USDA
    Construction Loans: New Construction & Renovations
    1st Time Home Buyer
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID: 5675
    Videos
    video
    video
    Achievements
    • Top 1% Mortgage Originators in America 2023
    • Top 1% Mortgage Originators in America 2022
    • Top 1% Mortgage Originators in America 2021
    • View All
    Disclaimer


    Churchill Mortgage Corporation is an Equal Housing Lender

    Churchill Mortgage Corporation | NMLS ID 1591
    1749 Mallory Lane, Ste. 100 | Brentwood, TN 37027 | Toll Free: 888.562.6200

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org/
    Licensing | Privacy | Contact Us



    Kraig David Spence NMLS ID: 5675; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch NMLS ID #1181668; CO–100021986, Churchill Mortgage Corporation, 7120 MINSTREL WAY STE 206A Columbia, MD 21045, Regulated by the Division of Real Estate; DC-MLO5675; DE-MLO-5675; FL-LO4968; MD–18308; NC-I-143989; NE-NE5675; NJ-Mortgage Loan Originator, licensed by the N.J. Department of Banking and Insurance; OH-MLO-OH.5675 under company license OH-RM.850178.000; PA-110611, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; SC-MLO - 5675; TN-5675; VA-MLO-4761VA, Churchill Mortgage Corporation of TN; WA-MLO-5675; 7120 Minstrel Way, Columbia, MD 21045-5292 Tel: 410-730-1411; All other states, Churchill Mortgage Corporation