I have many years of experience in the following areas of financing: CONVENTIONAL/ FHA/VA/JUMBO/REVERSE MORTGAGES /RURAL HOUSING/UTAH HOUSING I am grateful that I have worked in a business for the past 27 years where I get to meet new people every day and be a part of their mortgage financing process. Each transaction is very personal to me and I treat each client as if it were my own personal loan. I am married with two very active teenage boys. I love living in the beautiful state of Utah. As a family we enjoy snow skiing, boating, camping, motorcycle riding, golf, watching my sons play football and wrestle in tournaments. I love to read, cook and entertain for my family and friends in my spare time.