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Kim Gelbke - Sr. Loan Officer | Branch Manager in Sacramento, CA

Kim Gelbke

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Sr. Loan Officer | Branch Manager

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I am a seasoned mortgage lender with 13 years of experience in the industry. Throughout my career, I have developed a passion for helping first-time homebuyers achieve their dream of homeownership. My dedication to assisting them through th... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
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    Kurtis G
    Posted on August 13th, 2026 06:34 PM
    I had an outstanding experience working with Kim as a first-time homebuyer. From the very beginning, she made what seemed like a complicated process feel straightforward and stress-free.Kim took the time to explain every step, answered all...
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    Reply from Owner
    August 25th, 2026 05:41 PM
    Thank you so much for the kind words, Kurtis! It was truly a pleasure helping you through the homebuying process. I know purchasing your first home can feel overwhelming, so I’m so glad I was able to make the financing side feel clear and stress-free....
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    Russell K
    Posted on July 13th, 2026 11:35 PM
    Kim in particular - Thanks so much for emailing me on a holiday weekend while you were on vacation! You could have left my email on read and gotten back to me when you were all done, but you didn't - You went above and beyond what you needed...
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    Reply from Owner
    July 15th, 2026 04:42 PM
    Thank you so much, Russ! I truly appreciate you taking the time to leave this review. I'm so glad I was able to help, even while I was away. Making sure my clients are taken care of, especially when it comes to avoiding unnecessary fees or...
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    Khurum K
    Posted on June 18th, 2026 06:27 PM
    Kim absolutely is amazing! Been working with her for 2 years and she always been patient and helped me through every step until the day I was able to close on my first purchase. Would highly recommend her to anybody! She was awesome along with...
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    Reply from Owner
    July 15th, 2026 04:45 PM
    Thank you so much, Khurum! It has truly been a pleasure working with you over the past two years. Buying your first home is such an exciting milestone, and I'm honored that you trusted me and my team to help guide you through the process. Thank...
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    Rose T
    Posted on June 2nd, 2026 06:26 PM
    Kim and her team were great through the process of purchasing my home. She is super responsive and made the process easy, even when faced with last minute negotiations.
    Reply from Owner
    June 4th, 2026 04:13 PM
    Thank you so much, Rose! It was truly a pleasure helping you purchase your home. Thank you for trusting us throughout the journey and congratulations again on your new home!
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    Mike F
    Posted on June 2nd, 2026 04:58 PM
    Kim was absolutely amazing! She kept us updated during the whole loan process and made sure we had all of the info that we needed to stay on track with the closing on our new house. Can not recommend her more highly!
    Reply from Owner
    June 4th, 2026 04:14 PM
    Thank you so much, Mike! We truly appreciate your kind words and your trust throughout the home loan process. It was a pleasure working with you! Congrats again!
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    Hillary L
    Posted on May 26th, 2026 12:48 AM
    Kim has been so very patient and kind, always answering any question I had and explaining everything all so well. She made this process so easy and quick to get through.
    Reply from Owner
    May 27th, 2026 10:39 PM
    Thank you so much Hillary! I was so happy to be the one to help you purchase your first home!
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    Duane
    Posted on May 16th, 2026 11:48 AM
    Kim and her team were awesome, help me with my many questions and I’m grateful to them. Highly recommend Coast Home Loans.
    Reply from Owner
    May 18th, 2026 09:41 PM
    Thank you for your kind words, Duane! It was our pleasure to help you!
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    EJ G
    Posted on May 13th, 2026 04:49 PM
    Kim assisted my wife and I on buying our first home. She was incredibly knowledgeable, consistently followed up with us and was always available. We are very grateful for her and Coast Home Loans with making the loan process smooth and easy....
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    Reply from Owner
    May 18th, 2026 09:43 PM
    Thank you so much! I truly appreciate the kind review. It was such a pleasure helping you both with your first home purchase!
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    Jeanie W
    Posted on April 30th, 2026 06:52 PM
    Kim was extremely helpful and personable. I trust her completely to tell me the truth, explain processes I didn’t understand, and to answer any questions that arose during the process.
    Reply from Owner
    May 18th, 2026 09:45 PM
    Thank you so much Jeanie! Your kind words truly mean a lot to me! I hope you are enjoying your new home!
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    Valeriya B
    Posted on February 17th, 2026 05:59 AM
    Kim is an amazing lender. She has the heart of a teacher and is so caring to her clients. She finds a way and makes a way. She guides clients with a future game plan in case the client cannot qualify right away. She treats agents with respect...
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    Reply from Owner
    May 18th, 2026 09:45 PM
    Thank you so much Val! I truly appreciate you!!!
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    About
    I am a seasoned mortgage lender with 13 years of experience in the industry. Throughout my career, I have developed a passion for helping first-time homebuyers achieve their dream of homeownership. My dedication to assisting them through the often complex process of securing a mortgage and purchasing their first home has been a driving force in my career. My commitment to excellence, industry knowledge, and dedication to first-time homebuyers set me apart as a mortgage lender. I understand the importance of this significant financial decision and strive to make it a positive and memorable experience for my clients. With my guidance, you can confidently take the steps towards owning your first home.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
    Specialities
    Home Loans
    Mortgage Financing
    Origination
    Financial Services
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    Positions
    • Coast Home Loans - Sr. Loan Officer
      Mar 11th, 2024 - Current
    Memberships
    • BNI
    • Connections
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2010
    Licenses
    • NMLS #1066836
    Gallery
    Kim Gelbke - Gallery Photo
    Achievements
    • Scottsman Guide 2024, 2023, 2022, 2021, 2020
    Hobbies
    • Reading
    • Hiking
    • Working Out
    • View All
    Disclaimer
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