

Keith Luken, Ruoff Mortgage
Senior Loan Officer


Ball State University
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Keith and rebecca are very great to work with
Keith Luken, Ruoff Mortgage has received a review with 5 star rating from Kayla S
Reply from Owner
August 18th, 2026 01:35 PM
Kayla, thank you for the 5-star rating. I appreciate your support!
Everything from start to finish
Reply from Keith Luken
August 17th, 2026 03:28 PM
Kayla, I'm thankful for your positive feedback. It's great to know that everything went smoothly from start to finish with your experience. If you have any further thoughts or need assistance, please feel free to reach out.
Keith was available to answer any questions that I had to clarify confusion on the whole process.
If you're looking for a mortgage , look no further than Ruoff and Keith Lukin. This makes my 6 or 7th loan with them, it just doesn't get any better. Thanks for everything.
Reply from Owner
July 28th, 2026 01:15 PM
John, I truly appreciate your continued trust and support with your mortgage needs. It's wonderful to hear that you've had such positive experiences with Ruoff Mortgage and me. Thank you for your kind words, and I'm here whenever you need assistance....
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Very Responsive, new technology really helps the process, kept us informed at all times . Really appreciate the effert you put in .
Reply from Keith Luken
July 27th, 2026 12:02 PM
John, thank you for your kind words. I'm pleased to hear that the new technology was helpful and that you felt informed throughout the process. Your appreciation means a lot to me, and I'm here if you need anything else.
Communication was timely and kind!
Reply from Keith Luken
July 20th, 2026 12:30 PM
Andrew, thank you for your kind words about the communication. I'm glad to hear that the timing and approach were helpful for you. If there's anything else you need, please don't hesitate to let me know.
Keith and Becca were always on top of things and they were very helpful during the process. Couldn't have asked for better loan officers. Would highly recommend.
Reply from Keith Luken, Ruoff Mortgage
June 27th, 2026 12:01 PM
Congratulations Dylan! It was great working with you. Enjoy your new home!
Keith Luken, Ruoff Mortgage has received a review with 5 star rating from Hannah S
Reply from Owner
July 7th, 2026 03:45 PM
Hannah, thank you for the perfect rating! I’m grateful to have been able to assist you.
did a fabulous job helping us through the loan process on our second home!
Reply from Keith Luken, Ruoff Mortgage
June 26th, 2026 05:31 PM
Thank you Hannah! You guys are awesome to work with. Enjoy your new home!
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Self-Employed Mortgages
Cash-Out Refinances
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Education
- Ball State UniversityBusinessBachelor of Science (BS)

Memberships
- St Peter's Lutheran Church
- NMLS Member
- Harrison Lake Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1983
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in Indiana and Florida
- NMLS: 541121
Awards
Ruoff Presidents C...
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Achievements
- MainSource Bank Pursuit of Excellence
Hobbies
- Spending time with my family!
- Golfing
- Vacationing in Hilton Head
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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