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Keith Luken, Ruoff Mortgage
Senior Loan Officer


Ball State University
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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closing cobt fee and loan rate
Reply from Keith Luken
October 15th, 2026 03:18 PM
Charles, I'm pleased to hear that you found the closing costs and loan rate with Ruoff Mortgage satisfactory. If you have any further questions or need assistance, please feel free to reach out to me directly.
Keith Luken, Ruoff Mortgage has received a review with 5 star rating from Dustin P
Reply from Owner
October 15th, 2026 01:07 PM
I'm thankful for your high rating, Dustin. It's great to know that your experience with me and Ruoff Mortgage was positive.
Amazing experience for a first time home buyer
Reply from Keith Luken
October 14th, 2026 07:04 PM
I'm glad to hear that you had a good experience as a first-time homebuyer, Dustin. It was a pleasure assisting you through the process with Ruoff Mortgage.
Quick and easy
Keith was amazing. Very knowledgeable and quick to respond to emails and texts. Highly recommend him to others.
Reply from Owner
October 8th, 2026 06:00 PM
Alyson, I'm grateful for your kind words and pleased to know that my knowledge and responsiveness made a positive impact on your experience with Ruoff Mortgage. Thank you for recommending me to others.
Keith was amazing. Very knowledgeable and quick to respond to emails and texts. Highly recommend him to others.
Reply from Keith Luken, Ruoff Mortgage
September 26th, 2026 10:01 PM
Thank you Alyson! It was a pleasure working with you on your new home.
Keith is great, anytime we've worked with him it's been a great experience.
Reply from Keith Luken
October 5th, 2026 03:13 PM
Brandon, I appreciate your kind words and I'm glad to hear that you've consistently had great experiences working with me at Ruoff Mortgage. Thank you for your continued trust and support.
Keith and his team were wonderful to work with. Got me through the process so quickly, The process from offer to closing was only 2 weeks!
Reply from Keith Luken
October 2nd, 2026 06:05 PM
Kendra, I'm happy to know that you had a wonderful experience working with my team and me at Ruoff Mortgage. It's great to hear that we were able to complete the process from offer to closing in just two weeks.
Keith at Ruoff was incredibly knowledgable and friendly throughout our whole home buying experience. I would highly recommend using him and his team!
Reply from Owner
September 28th, 2026 02:07 PM
Jacob, I'm glad to hear that you found my knowledge and friendliness helpful during your home buying experience with Ruoff Mortgage. Thank you for the recommendation; it was a pleasure working with you and your team.
When I had some doubts about interest rates and the papers I was signing, Keith called me after seeing that I had viewed the documents and not signed them. He walked me through my questions and helped me figure out all the answers I needed!...
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Reply from Keith Luken, Ruoff Mortgage
September 15th, 2026 05:24 PM
Thank you Jacob! I am so happy for you and Mia. It was a pleasure working with you. Congratulations!
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Self-Employed Mortgages
Cash-Out Refinances
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Education
- Ball State UniversityBusinessBachelor of Science (BS)

Memberships
- St Peter's Lutheran Church
- NMLS Member
- Harrison Lake Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1983
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in Indiana and Florida
- NMLS: 541121
Awards
Ruoff Presidents C...
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Achievements
- MainSource Bank Pursuit of Excellence
Hobbies
- Spending time with my family!
- Golfing
- Vacationing in Hilton Head
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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