
Kay Cleland McCarthy
Mortgage Broker

Kay Cleland McCarthy 265374 Colorado LMB 100026748 Arizona LO 1042712
LOCALLY Owned and Operated Mortgage Broker in Castle Rock Colorado, CRMS, CMC, Certified Veteran Loan Specialist, Certified Credit Specialist, Reverse Mortgage Specialis... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
Kay was amazing to work with, a total rock star. She got me approved incredibly fast and helped secure an interest rate I want to hang on my walls. Throughout the process she was patient, kind, and really took the time to make sure I was confident...
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Reply from Owner
March 15th, 2026 06:23 PM
Thank you so much Robin! I am the lucky one to be able to add you to my mortgage family. You are simply amazing and I was so happy to be able to help you purchase your first home in Colorado. Thank you so much for giving me such the great gift...
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Kay was amazing and incredibly knowledgeable about loan options and closing procedures. I am so glad I used her as my mortgage broker!
Reply from Owner
March 15th, 2026 06:25 PM
Laurie, It was my honor to be able to help you with this next chapter in your life. You are such a wonderful person. Thank you for choosing me. So Grateful.
Kay was incredible to work with! I was referred to her through a friend and after our first initial phone call, I knew I wanted to work with her. She asked me how soon I’d like to be in a home and I told her “ well, I know it’s not too realistic...
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Reply from Owner
November 25th, 2025 03:45 AM
Thank you so much for the kind words. It was such a pleasure getting to know you and your family. Thank you for giving me the opportunity to help you purchase your first home. Welcome to the KC Mortgage family💕🏡
Kay kept up on communications with us and ensured we did not miss any deadlines for our new mortgage.
Reply from Owner
July 29th, 2025 12:47 AM
It was such and honor and privilege to be able to work with you on the purchase of your new home. Thank you so much for reaching out to me for your mortgage. So grateful. 🥰
Kay is a consummate professional. She prepares well, answers questions in a timely manner, and sooths "ruffled feathers" when emotions run high. She knows how to get quick responses from people behind the scenes, particularly in a complex real...
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Reply from Owner
October 31st, 2024 10:22 PM
It was an honor and privilege to work with you two, get to know you and help you accomplish your goals. I am so happy for you both. Thank you for allowing me to help.
Kay was a pleasure to work with. She offered wise advise as we progressed through the purchasing process. She was prompt, professional, and courteous.
Thank you, Kay!
Reply from Owner
October 15th, 2024 01:35 AM
It was truly a pleasure to get to know you both and help you purchase your new home in Colorado. Such a joy to work with. Thank you for giving me such an amazing gift as to work with you. So grateful. 😊
Kay was wonderful. She’s done two mortgages for me now and for my mother and sister and we would all go back to her for other mortgage needs!
Reply from Owner
September 20th, 2024 07:04 PM
So blessed to have been given the opportunity to work with you and your family. You are truly special people and I feel so honored. Thank you. Grateful. 🥰🏡
Kay did an amazing job for us. We were able to purchase our home in a way we never thought possible. Very professional and fast! We would highly recommend her to anyone.
Reply from Owner
September 20th, 2024 07:01 PM
Thank you so much Chaz. I absolutely loved working with you and helping you purchase your first home… beyond grateful. 🥰
It was a pleasure to work with Kay. She is very knowledgeable and answered all our questions and provided us valuable information. I knew we were in good hands with Kay!
Reply from Owner
June 19th, 2024 05:10 PM
I am so happy that you have found your forever home and that I was able to answer all of your questions. Thank you so much.
I highly recommend Kay Cleland with KC Mortgage! Not only is she thorough, respectful, professional; she's trustworthy and genuinely kind! She cares about everyone, her clients as well as her friends.Kay addresses her clients needs and pushes...
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Reply from Owner
June 19th, 2024 05:18 PM
Thank you for this wonderful review. I truly believe that my calling is to help home buyers and owners with education and provide them with the best options available for them in their homeownership journey. I love what I do and even though...
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About
Kay Cleland McCarthy 265374 Colorado LMB 100026748 Arizona LO 1042712
LOCALLY Owned and Operated Mortgage Broker in Castle Rock Colorado, CRMS, CMC, Certified Veteran Loan Specialist, Certified Credit Specialist, Reverse Mortgage Specialist, 2019 & 2020 Colorado Mortgage Broker President, Colorado BBB Accredited, Bonded Insured Licensed and Educated Mortgage Broker with 40 years of Experience.
Mortgages to Purchase a home or Refinance. Reverse Mortgages for Seniors, VA, Conventional, FHA, Jumbo, USDA Rural Housing, and Manufactured homes.
I am here to help all consumers including First Time Home Buyers Veterans Seniors Self Employed Credit Challenged Investment or 2nd home properties Divorce or Previous BK or Foreclosure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
FHA
USDA
VA
Reverse Mortgage
First Time Home Buyers
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Positions
- KC Mortgage LLC - Mortgage BrokerSep 23rd, 2008 - Current
Memberships
- National Association of Mortgage Brokers
- Colorado Association of Mortgage Brokers
- BBB
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Addresses and Serving Areas
Primary Serving Area
Year Started
1982
Time Zone
Mountain Standard Time (MST)
Licenses
- CO LMB 100026748, NMLS#265374
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Achievements
- Certified Residential Mortgage Specialist
- Lending Integrity Seal
- Certified Credit Specialist
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Hobbies
- Hanging out with my friends and family
- Playing with my dog George "The Boxer"
- Boating and Jetskiing
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Disclaimer
Regulated by the Division of Real Estate
Equal Housing Opportunity Lender