With over 30 years in the mortgage and banking industry, I've had the privilege of helping countless individuals and families achieve their homeownership dreams. Throughout my career, I've built a reputation for delivering trusted guidance, personalized service, and a deep commitment to making the loan process as smooth and stress-free as possible. My approach is simple: listen closely, offer honest advice, and always go above and beyond to exceed expectations. Whether you're purchasing a new home or refinancing, my goal is to match you with the best product and price--while supporting you every step of the way. I'm honored to be recognized as a Top 1% Mortgage Originator by Mortgage Executive Magazine, a multi-year Five Star Mortgage Professional in Diablo Magazine, and a proud member of CMG's President's Council. I'm also actively involved in the Danville Chamber of Commerce, BNI Diablo Trailblazers, and other professional groups. Beyond the numbers and accolades, what truly matters to me is people. My business is built on referrals and long-standing relationships, and I never take that trust for granted. I value one-on-one connections and believe in being a true partner on your homeownership journey. When I'm not working, you'll likely find me enjoying family get-togethers, traveling, hiking, or spending time in California's beautiful wine country. NOT ALL HOME LOANS ARE CREATED EQUAL! The ALL IN ONE is the only loan that allows you to accelerate equity growth, access that equity for a full 30 years, and save thousands in interest--all without changing your lifestyle. Check out the video below to learn more. What are the benefits of a Reverse Mortgage? Supplement Income Stay in Your Home & Retain Ownership No Monthly Payments (borrower still responsible for taxes & insurance) IS A REVERSE MORTGAGE A GOOD IDEA FOR YOU OR A LOVED ONE? Watch the video below to learn more. Right now, one of the biggest hurdles for most buyers is interest rates. With CMG Home Loans' exclusive List & Lock advantage, you can ensure buyers get a discounted market rate on their mortgage, AND you can advertise lower market rates in your listing and your open houses. It's a win/win for sellers and buyers. It helps you attract more interest, sell faster, and in most cases save more money than a price reduction. And it helps buyers gain the peace of mind of a lower interest rate and more affordable access to the American Dream. Your path to homeownership may be closer than you think! With HomeFundIt, CMG Home Loans offers a unique way to tackle one of the biggest hurdles to homeownership--the down payment and eligible closing costs. This exclusive program lets friends and family help support your journey to homeownership, turning encouragement into real financial impact. Curious how it works? Watch the video below to see how a HomeFundIt campaign could bring you closer to the keys to your new home.