

Karla Esqueda Mortgage Loan Originator
Loan Officer/NMLS 314384
American Pacific - Santa Rosa, CA 95405
Licensed Mortgage Loan Originator with 20 years of experienced originating mortgage loans. My goal is to provide excellent customer service and valuable information to the borrowers to help them obtain the best possible loan.
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
Karla never gave up on our dream to become home owners. Even though we were in a very tight budget, she put her heart and soul into our project to find us the programs needed for us to be able to buy our first home. She had all the patience...
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Reply from Owner
December 18th, 2025 07:52 PM
Muchas gracias, Cristina, por tus palabras tan bonitas. Fue un verdadero placer trabajar con ustedes, y me llena de alegría saber que logramos esta meta tan especial para ti y para toda tu familia. Les deseo que creen muchísimas memorias felices...
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(Translated by Google) I'm proud to have found someone who truly demonstrates their commitment to helping you. Karla's professionalism is impressive because she explains in detail the benefits you can gain when working on housing or property-related...
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Reply from Owner
December 6th, 2025 01:34 AM
Hola Juan, muchas gracias por tus palabras.Me alegra muchísimo saber que tuviste una buena experiencia y que mi trabajo te ayudó en tu proceso. Siempre hago todo lo posible para que mis clientes se sientan acompañados, informados y en buenas...
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Karla Esqueda Mortgage Loan Originator has received a review with 5 star rating from Arnulfo L
Reply from Owner
October 15th, 2025 12:29 AM
Muchas gracias, Arnulfo, por tu reseña de 5 estrellas y por darme la oportunidad de trabajar contigo todos estos años. Ha sido un verdadero placer y te agradezco de corazón la confianza que has depositado en mí. ¡Gracias por tu apoyo continuo!...
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(Translated by Google) I want to thank Mrs. Karla Esqueda. She helped us with the loan for our first home. She's a person who explains things very well, especially in Spanish. We're very happy. And that's why I recommend her 100%. Thank you...
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Reply from Owner
October 3rd, 2025 12:43 AM
Muchas gracias, Sra. Norma, por darme la oportunidad de ayudarles con su préstamo. Fue un verdadero placer trabajar con ustedes y les deseo lo mejor en esta nueva etapa de su vida en su nuevo hogar.
Worked with her from the start til’ the finish line. Was very helpful in every way possible. I was new to everything and she was able to explain everything thoroughly so I got to understand it all without any doubts. Cheers to her she made...
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Reply from Owner
October 3rd, 2025 12:45 AM
Thank you so much, Juan! 🥂 Cheers to all of us—we made this great accomplishment happen by working together as a team. It was such a pleasure getting to know you and your family, and I wish you all the very best in your new home. Congratulations!...
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Karla has been my loan officer for the last 20 years, and I have had only good experience with her. Not only is she professional, but her attitude is excellent, and always response your questions with patient and knowledge. I'll look forward...
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Reply from Owner
August 15th, 2025 06:36 PM
Thank you, Elia, for your kind words. It means a lot coming from such a successful businesswoman like you. I wish you much success and I look forward to working with you again in the near future!
(Translated by Google) Karla, thank you so much for all your help with my loans and for always giving your best to help, even when it's beyond your control. You go the extra mile to help. You're the best!!Albino Reyes(Original)Karla muchas...
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Reply from Owner
August 5th, 2025 08:00 PM
Muchas gracias Albino por tu review. Siempre es un placer trabajar contigo!
Karla is absolutely amazing and made the entire process seamless. She is a pleasure to work with, very helpful and thorough. I highly recommend, she’s excellent!
Reply from Owner
July 15th, 2025 01:06 AM
Thank you so much Linda for your kind review. I feel fortunate to have had the opportunity to work with you, your mom and your sister. You are all 3 amazing women who deserve nothing but the best. Congratulations on this incredible accomplishment,...
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My family and I are finally settling into our new home. It still feels unbelievable! We are so thankful.Searching for the right loan was most challenging. To be tied into a 30 year mortgage is not trivial. It meant that I must take time to...
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Reply from Owner
June 16th, 2025 07:43 PM
Thank you Daniel for your review and kind words. It was a pleasure working with you. I really appreciated the opportunity to earn your business. I wish you the best in your home. Hope it's filled with great memories with your loved ones!
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Excellent customer service. I have done a few transactions with Karla’s exceptional customer service. A property purchase can be quite stressful. However, Karla has always provided several options depending on my needs and great communication...
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Reply from Owner
June 5th, 2025 11:50 PM
Thank you Mauricio for your review. It has been a pleasure working with you and your entire family. I am very grateful for the opportunity to continue helping you all these years with your loans.
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About
Licensed Mortgage Loan Originator with 20 years of experienced originating mortgage loans. My goal is to provide excellent customer service and valuable information to the borrowers to help them obtain the best possible loan.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loan
Mortgage
Mortgage Broker
Mortgage Lender
First Time Homebuyer
Commercial Loans
USDA Loan
FHA Loans
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Search Rank ScoreLearn More →
300
/850
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Memberships
- NMLS 314384
- Rel Estate California LIC 01396085
Addresses and Serving Areas
Year Started
2003
Licenses
- NMLS 314384 / CA DRE Lic # 01396085
Hobbies
- Crossfit
- Outdoors
- Family
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Disclaimer
The information provided by JN Financial DBA American Pacific is intended for informational purposes only and does not constitute financial, legal, or mortgage advice. All mortgage rates, terms, and conditions are subject to change without notice and depend on various factors, including creditworthiness and market conditions.