Karl Armbruster, Loan Officer, NMLS# 192102- American Financial Network, Inc.'s Cover Image
Karl Armbruster, Loan Officer, NMLS# 192102- American Financial Network, Inc. - Loan Officer | NMLS# 192102 in Joliet, IL

Karl Armbruster, Loan Officer, NMLS# 192102- ...

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Loan Officer | NMLS# 192102

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As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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  • Encompass
    J
    Joseph M S
    Lombard, IL
    Posted on August 8th, 2026 01:57 PM
    Quick responses / no surprises
    Reply from Karl Armbruster
    August 15th, 2026 01:57 PM
    Joseph, I appreciate your feedback. It's great to know that you experienced quick responses and a smooth process without any surprises.
  • Encompass
    M
    MEGI J
    Jacksonville, FL
    Posted on May 16th, 2026 02:57 PM
    Karl took the time to educate me on the process and set very clear expectations of what was happening with every step and followed up consistently to make sure I was clear and see if I had any questions! The whole team made me feel very supported...
    read more
    Reply from Karl Armbruster
    May 23rd, 2026 02:57 PM
    MEGI, I'm so grateful for your kind words. I'm glad to hear that I could help make the process clearer and more manageable for you as a first-time homebuyer. It's appreciated to know that you felt supported by the team throughout your journey....
    read more
  • Encompass
    A
    ALEX J R
    Bloomingdale, IL
    Posted on October 24th, 2025 04:18 PM
    Karls the man, walked me through the process with ease and made it as simple as possible.
    Reply from Karl Armbruster
    October 28th, 2025 04:19 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    A
    ANGEL P
    Chicago, IL
    Posted on August 16th, 2025 03:36 PM
    Karl told us exactly what to do. Step by step how to achieve our financial goals.
    Reply from Karl Armbruster
    August 20th, 2025 03:38 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • Encompass
    L
    LINDA C L
    Park Ridge, IL
    Posted on February 25th, 2025 05:02 PM
    Karl was clea in his coimmunication and prompt. He was an utmost professional in making sure I understood all the information I needed .
    Reply from Karl Armbruster
    February 27th, 2025 05:03 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
    L
    LAURA A M
    Berwyn, IL
    Posted on October 11th, 2024 11:36 AM
    Karl and the entire team was always available to answer and questions I had. They also made the process so easy which took a lot of stress off me. I’m so excited to be closing today! The entire process only took 22 days . Amazing 😊
    Reply from Karl Armbruster
    October 13th, 2024 11:38 AM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • 6 of 6
    About
    As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 192102
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.