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Apex Home Loans is Powered by Luminate Home Loans, Inc. NMLS#150953. Corporate Headquarters 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405. For licensing information, go to: www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval. Other terms and conditions apply.
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5.0
write_review_unverified
J
Jessie M
Posted on March 3rd, 2023 07:19 PM
Justin was an incredible mentor and resource! As a first time homebuyer, I was intimidated by the process but Justin made sure he explained everything and was patient with me and all of my questions. He made sure to connect with me and make...
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Reply from Justin Kraeger
September 27th, 2023 03:14 AM
Jessie!!! It was such a pleasure helping you navigate this process. I cannot WAIT to see you grow into this home and to help you in the future. It was truly a pleasure. So so happy for you!
5.0
Review from the previous organization
Encompass
D
Daniel J S
Alexandria, VA
Posted on November 9th, 2022 10:01 PM
Justin is incredible responsive and offers a truly personalized experience. He made sure to understand our needs and objectives to find an approach that worked best for us, while supporting us on an extremely quick closing. He continued to...
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Reply from Justin Kraeger
September 27th, 2023 03:14 AM
Danny! Thank you so much for the kind words! It’s was such a pleasure working with you and Slaon to purchase your first home. Looking forward helping you guys throughout your entire ownership journey.
5.0
Review from the previous organization
Encompass
J
Jillanne M S
Gaithersburg, MD
Posted on June 23rd, 2022 11:24 AM
Very easy to work with - super responsive and helped us find exactly what we needed mortgage-wise
Reply from Justin Kraeger
September 27th, 2023 03:14 AM
Thank you so much for trusting me with your financing Jillanne! It was so great to work with you and Brian. I hope you guys have settled into your new home!
5.0
Encompass
S
Saliha M
Washington, DC
Posted on February 20th, 2024 05:55 PM
Justin was so patient with me throughout the entire process. He helped me through every setback that was thrown our way. I got so frustrated at times (especially when he made me face the reality of my budget constraints), but Justin helped...
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Reply from Justin Kraeger
February 20th, 2024 09:18 PM
Salia! I am THRILLED we made this happen for you! I couldn't be happier for you and hope you are settling into your new home. It was my absolute pleasure working with you...even though you often thought I was a crusher of dreams!!! HAHA. I...
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5.0
Encompass
M
Marc C
Washington, DC
Posted on February 2nd, 2024 07:18 PM
Justin and his team are the best in the business. Not only do they provide clear and timely communication but they go above and beyond for my clients and always think out of the box when/if an issue arrises.
Reply from Justin Kraeger
February 19th, 2024 06:49 PM
Feel the same way over here Marc. Best in the business.
5.0
Encompass
M
Maya B
Washington, DC
Posted on January 8th, 2024 05:03 PM
Fast turnaround time, clear communication, excellent guidance. The team worked nights and weekends do get us to closing on time after other lenders dropped the ball.
Reply from Justin Kraeger
January 12th, 2024 08:16 PM
Maya! Great to hear from you and thank you for the kind review! It was my pleasure helping you guys solve for this and glad you ultimately had a great experience with our team. Hope you guys have had a great holiday season and start to the...
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4.87
Encompass
J
John R M
WASHINGTON, DC
Posted on December 5th, 2023 07:43 PM
Justin and staff were excellent at providing us with information, explaining options, and updating us on the loan status.
Reply from Justin Kraeger
December 15th, 2023 05:51 PM
Thanks, John! It was a pleasure to work with you and Debrah. I am so happy we were able to get you into your condo in the city!
5.0
Encompass
D
Debra D M
WASHINGTON, DC
Posted on November 30th, 2023 11:11 PM
Justin was top-notch! He's highly competent, personable, and was great at communicating with us throughout the process. Will call upon him again should we buy another property, and will definitely pass along his name to others!
Reply from Justin Kraeger
December 15th, 2023 05:51 PM
Debra! Thank you so much for the kind review. It was our PLEASURE to help you and John achieve a dream that has been in the making for the last decade. ENJOY! You both deserve it!
5.0
Encompass
E
Eric K S
Washington, DC
Posted on November 18th, 2023 03:18 PM
Justin Kraeger did an amazing job working on our Loan application to close within 10 business days and 2 weeks including weekend work to ensure our closing was successful. We most likely would not have successfully kept the property without...
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Reply from Justin Kraeger
November 30th, 2023 07:54 PM
Eric! Thanks so much for the kind review. It was awesome to jump in and help you and Maya get into your new home. Hope all is well and looking forward to catching up soon and hearing about the new neighborhood!
5.0
Encompass
A
Alexander B
Alexandria, VA
Posted on June 6th, 2023 12:52 PM
Justin was very informative and helped me through the entire process step by step and offering unique insight during my first home purchase. Looking forward to working with him again in the future.
Reply from Justin Kraeger
September 15th, 2023 10:14 PM
Alex - It was awesome to get to help you with your purchase. Looking forward to helping in years to come.

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