
Justin Toenjes
Vice President | Originating Branch Manager
Peoples Mortgage - Tempe,AZ

Arizona State University
Justin Toenjes (ten-yes) is a highly accomplished finance professional with a strong background in mortgage banking and a passion for helping individuals achieve their financial goals. As a devoted husband and father of three, Justin unders...... Show More
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Reviews from Web
Justin is super knowledgeable. He is able to explain the mortgage industry very well and can handle any question with confidence. We would and have recommended.
Reply from Owner
January 15th, 2026 12:00 AM
Hi JB,Thank you for the review and for your business. I’m glad my experience and clear communication made a difference for you. It was a privilege to help get this closed.I'm always here if you need anything down the road.Best,Justin
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Justin was fantastic to work with! He helped my out-of-state, first-time buyer navigate her financing options with ease and made the entire lending process feel smooth and stress-free. He was creative and strategic in using seller concessions...
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Reply from Owner
January 15th, 2026 12:00 AM
Thank you! It was a pleasure partnering with you to help your client navigate the first-time homebuyer process from out of state. I’m thrilled our strategy with seller concessions and the rate buy-down kept her comfortably on budget. I truly...
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Great customer service and communication. Highly recommended
Reply from Owner
December 15th, 2025 12:00 AM
Thank you for the great feedback! We’re glad you had a positive experience with our service and communication. We truly appreciate the recommendation and are always here to help with anything you need in the future!
Justin and his team were exceptional! They were quick, responsive, and so easy to work with. My clients were well taken care of and I thank Justin and his team for an easy transaction. Would highly recommend them, and I hope to work with Justin...
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Reply from Owner
December 15th, 2025 12:00 AM
Thank you so much for the wonderful review! It was truly a pleasure working with you and your clients. Our team strives to provide quick, responsive service, and we’re glad to hear the process felt smooth and well-supported. We appreciate the...
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As the transaction coordinator for the seller, it was a pleasure to work with Justin and the Toenjes Team. Everything went smoothly! No bumps in the road or closing delays.
Reply from Owner
December 15th, 2025 12:00 AM
Thank you so much for the kind words! It was a pleasure working with you as well. Our team truly appreciates smooth collaboration, and we’re glad everything came together without any bumps in the road. Looking forward to working together again...
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Justin was fantastic to work with! He was on top of the process and we had nothing to worry about the entire time! I highly recommend his services!! 10 stars!!!!
Reply from Owner
October 15th, 2025 12:00 AM
Thank you! It was a pleasure to work with you and look forwrd to many happy years in your new home!
Justin and his team were instrumental in helping us secure our HELOC. Prompt responses. Clear communication. Delivered on all expectations. Thank you for your professionalism and friendly service!
Reply from Owner
October 15th, 2025 12:00 AM
Thank you Chad! I'm glad we could help and thank you for trusting me with your financing needs.
⭐⭐⭐⭐⭐I had the absolute pleasure of working with Justin Toenjes as my loan officer, and I cannot recommend him highly enough! From start to finish, Justin demonstrated outstanding communication skills, ensuring that I was informed and comfortable...
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Justin has been a pleasure to work with, I would recommend him to a number of my friends and family! Thank You!
Justin Toenjes has received a review with 5 star rating from Santiago P
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About
Justin Toenjes (ten-yes) is a highly accomplished finance professional with a strong background in mortgage banking and a passion for helping individuals achieve their financial goals. As a devoted husband and father of three, Justin understands the importance of financial stability and prides himself on assisting clients in securing their dream home and building a solid future for their families. He holds a Bachelor of Science degree in Finance from Arizona State University. AZLO-0912116 NMLS-167048 Peoples Mortgage Company, A DBA of Moria Development, Inc. AZ 0904164 NMLS-6274 2055 E Centennial Cir, Tempe, AZ 85284
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Renovation Loans
Conventional Financing
FHA Financing
VA Financing
Investor Financing
Non Qualified Mortgag Financing
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105
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Education
- Arizona State UniversityFinance

Positions
- Peoples Mortgage - Residential Mortgage Loan Originator
Year Started
1998