

Julio Estrada
Branch Manager | NMLS #284010

My goal is to help you build long-term security and wealth through homeownership, with trust, clarity, and care every step of the way. I was introduced to the mortgage industry by a mentor who believed in me, and ever since, I’ve been commi... Show More
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Julio was always available and clearly had our best interest at heart throughout the entire process. We are so grateful for his help and guidance throughout!
Reply from Julio Estrada
September 7th, 2026 03:07 PM
I really appreciate the feedback and am looking forward to working with you again.
Words are not sufficient enough to relay a message of how Julio supported us. He is such a kind soul. Julio is one of a kind and we were lucky enough to have found him. To say that he was always there for us is an understatement! He was ALWAYS...
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Reply from Julio Estrada
July 29th, 2026 02:04 PM
Melissa, thank you so much for this! I don't even know where to start. Helping your family find your home was an honor, and getting to be there with you at settlement is a memory I'll carry with me for a long time. You and your family made...
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Julio kept us informed on the process every step of the way and found us a great competitive rate!
Reply from Julio Estrada
February 3rd, 2026 08:56 PM
Thank you so much for taking the time to share your experience.We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home and thank you for choosing Homespire Mortgage!
We had an excellent experience working with Julio Estrada at Guild Mortgage. From start to finish, he was professional, knowledgeable, and attentive to every detail. Julio took the time to explain our options and answered questions thoroughly,...
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About
My goal is to help you build long-term security and wealth through homeownership, with trust, clarity, and care every step of the way. I was introduced to the mortgage industry by a mentor who believed in me, and ever since, I’ve been committed to paying that forward by guiding families toward smart, empowered real estate decisions. Clients often describe me as trustworthy, honest, and an educator at heart—and when I’m not working, you’ll find me traveling with family, catching a live show, or squeezing in a round of golf with friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #284919
- MD MLO License# 284919
- NJ MLO License# 284919
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Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.