

Julian Giaquinto
Branch Manager / Loan Officer | NMLS# 56473


Hofstra University
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Great communicator, no unwanted surprises, made a stressful event as smooth as possible.
Very helpful and accurate with numbers that were needed to close loan. Also, great communication and ability to lock in rate at best time. Lastly able to adjust loan to changing circumstances.
Great team
Julian was very helpful and patient answering my questions and explaining the process. He was available to speak with me at my convenience.
Julian and team were super helpful and really thorough with the process to assist us with the loan.
Reply from Julian Giaquinto
April 22nd, 2026 03:35 PM
Amit, I'm glad to hear that you found my team and me helpful and thorough throughout the loan process. Your positive experience at Cliffco Mortgage Bankers is important to us, and I appreciate your feedback.
Quick and Fast with best possible market interest rates
Quick and Fast with the best possible interest rates
Reply from Julian Giaquinto
April 14th, 2026 02:54 PM
Ajmal, I appreciate your kind words about the quick and efficient service you received. I'm glad to hear that we were able to secure the best possible interest rates for you at Cliffco Mortgage Bankers. Thank you for your trust in me!
They had amazing communication and made themselves available to meet our needs. Would definitely recommend for anyone to use. We are so grateful for all of the help! Thank you so much for all of your help!
Julian was very accommodating and patient during the entire process. He ensured all deadlines were met and kept us updated throughout his time working with us.
I had a great experience, as you worked around the clock to ensure the loan was ready in a timely manner. You were patient, flexible, and very accommodating throughout the entire process.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 988006.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Reverse Mortgages
Financing
Hard Money Loans
FHA Loans
Jumbo
NON QM
VA
Fix & Flip Loans
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Search Rank ScoreLearn More →
229
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Education
- Hofstra UniversityFinancefinanceSep 2001 -Dec 2005

Positions
- Cliffco Mortgage Bankers - Branch Manager Oct 2nd, 2023 - Current
Memberships
- IBO Alliance Member
- LIEG Member
- Member of ZBT Fraternity
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Addresses and Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 56473
Awards
Achievements
- Top Originator for Reverse Mortgages in New York State
- Loan Officer Rookie of the Year Award Nationwide Equities
Hobbies
- Real Estate Investing
- Racquet Ball
- Foodie
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Disclaimer
Wantagh, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.AZ Mortgage Banker License 1045708; Licensed Mortgage Banker Florida Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; CT Department of Banking MCL-65328; PA Department of Banking & Securities 45275; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742.
