

Judi Melton Mortgage Advisor
Branch Manager | NMLS# 2178010

I'm Judi Melton, Mortgage Advisor with All Western Mortgage in Swannanoa, NC. I've worked in finance since 1989 and in real estate since 2016. I know how mountain property works: steep lots, private roads, new construction, manufactured and... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Judi made the whole mortgage process simple which was much appreciated at a time when I was distracted by a million and one other things.
Reply from Judi Melton
April 20th, 2026 08:58 PM
James, I'm really glad to hear that I could make the mortgage process simple for you, especially during such a busy time. Your kind words mean a lot, and I appreciate your trust in me and All Western Mortgage.
Judi Melton is truly one of the best mortgage advisors I’ve had the pleasure of working with. As a Realtor, I deeply value clear communication, responsiveness, and a commitment to going above and beyond for clients - and Judi delivers on all...
read more
Reply from Owner
June 25th, 2026 05:41 PM
Awe thank you reviews like this make my day and I love working with great partners like you !
Judi was so knowledgeable and extremely responsive. Helped us secure a mortgage with favorable terms and walked us through every step in the process. I recommend her highly!
Reply from Owner
July 27th, 2026 12:24 PM
Thank you so much for the thoughtful review! It means a lot that you trusted me to help with your home financing. I’m always happy to walk clients through the details and make the process as smooth as possible. Wishing you many happy years...
read more
Judi worked all hours of the day and night, answering our many questions, to help make this process as smooth and low stress as possible!
Reply from Judi Melton
March 6th, 2026 11:49 AM
Thank you! Buying a home can come with a lot of questions, and I’m always here to help whenever you need it. I’m so glad we could make the process smooth and low stress for you. It was wonderful working together, and welcome to the neighborhood!...
read more
Judi consistently shows up for our community and is is a wonderful supporter of local events and businesses. Thank you for contributing to our Live Piano Bingo series — we truly appreciate your generosity and heart for our local community!
Reply from Judi Melton
March 6th, 2026 11:47 AM
Thank you! Being able to support local businesses and community events is something I truly care about. Live Piano Bingo is such a great way to bring people together, and I’m grateful to be part of it!
Judi was very kind and considerate. She listened to our wants and needs. She made it possible for homeownership when we thought it would not happen. Thank you so much Judi!!!
Reply from Judi Melton
March 6th, 2026 11:49 AM
Thank you! Helping make homeownership possible is one of the most rewarding parts of what I do. I’m so glad we were able to find a path forward for you. It was wonderful working together!
I had the pleasure to work with Judi on a recent home sale where I represented the buyer and Judi was the lender. This deal was complicated with timelines and some hiccups on title work from the sellers end. Judi was a rock star in following...
read more
Reply from Judi Melton
March 6th, 2026 11:50 AM
Thank you, Levi! I really enjoyed working with you on this one. It definitely had a few moving parts, but great communication and teamwork helped get us to the finish line. I appreciate the recommendation and hope we get to work together again...
read more
Judi is amazing as a mortgage advisor and loan officer! She is so easy to work with and very communicative and reassuring throughout the home buying process. She’s also knowledgeable about all facets of the industry including refinancing. Judi...
read more
Reply from Owner
July 27th, 2026 12:24 PM
Thank you so much for your kind words! I love helping clients navigate the home buying and refinancing process, and I’m thrilled we could make it smooth and enjoyable for you. Your trust means the world, and I’m so glad we were able to make...
read more
This lady is awesome in our book. She works hard and notifies you about everything. She even went to our closing with us just to meet us and put a face to our names. Amazing friendship established during the process. Definitely goes above and...
read more
Working with Judi was a blessing she helped me get my dream home. She is well informed about VA loans and making sure all the t’s are crossed and i’s are dotted.
1–10 of 17
About
I'm Judi Melton, Mortgage Advisor with All Western Mortgage in Swannanoa, NC. I've worked in finance since 1989 and in real estate since 2016. I know how mountain property works: steep lots, private roads, new construction, manufactured and modular homes are loans I do regularly. Clients say I answer quickly and make the process simple. I help people buy, build, refinance, and renovate with conventional, FHA, VA, USDA, construction, renovation, and reverse mortgage loans, plus DSCR and non-QM options for investors and self-employed borrowers. I serve Black Mountain, Swannanoa, Old Fort, Marion, Morganton, Candler, and the rest of NC. My team can also help with loans in more than 30 states.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Manufactured Homes
Modular Homes
Construction Loans
Military Loans
Renovation Loans
Reverse/ HECM Mortgages
Conventional
FHA, VA, & USDA
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- All Western Mortgage - Branch ManagerMar 3rd, 2025 - Current
Memberships
- NC Assoc of Realtors
- Black Mountain Swannanoa Chamber
- NC Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1981
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2178010
Gallery





Awards
Best of Six Sigma ...
Achievements
- Military Relocation Professional
- Certified Buyer Agent Expert
- Strategic Pricing Specialist (SPS®)
View All
Hobbies
- Volunteering, Publishing Local Website, Supporting Local Businesses
- Volunteering
- Travel
View All
Disclaimer
NMLS ID 14210 | State Licenses | NMLS Consumer Access | Privacy Notice | Equal Housing Lender | CA Loans made or arranged pursuant to a California financing Law license© 2018-2026 ALL WESTERN MORTGAGE INC. | Site by AGENT REPUTATION