Joshua Wachowiak
Retail Branch Manager | NMLS# 248425
Sierra Pacific Mortgage - Folsom, CA
A successful mortgage starts with a personal touch with our one-on-one meetings in order to understand your financial goals as well as what you can afford before you shop. From there, our team can help you make the smartest choice from a fu... Show More
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8 AM to 5 PM
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8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Josh made it great. His super power is Finance Nerd and I appreciated every bit of it. The lengthy conversations and thorough explanations made this an unstressful experience.
I worked with another lender prior to Josh. This is my first time buying a house so I was unsure of many things. Once I started working with Josh he explained everything so it was easy for me to understand how the process worked. I would recommend...
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Josh made himself available at anytime of the day. He was on top of the process and kept me informed along the way.
Joshua truly wants to help his clients. He is very knowledgeable and effectively communicates throughout the mortgage loan process.
Josh was very kind and willing to explain if there was further questions.
The process began and ended the same way, through communication about everything that had to deal with getting us approved for the home of our dreams. Josh Wachowiak is knowledgeable, approachable, transparent, and, most of all, a great person....
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Josh is very pleasant and helpful with explaining everything about the process of refinancing and the current market conditions. He's brillian!!! We will definitely be working with him in the future.
Definately Definitely Josh! He was so patient and helpfu! always guiding us along the way! Thank you josh!
The way Josh listens and pays attention. He is very intelligent at what he does.
Communication, knowledge, and expertise
10 of 83
About
A successful mortgage starts with a personal touch with our one-on-one meetings in order to understand your financial goals as well as what you can afford before you shop. From there, our team can help you make the smartest choice from a full range of fixed-rate or adjustable conventional and jumbo mortgage loan options, including conventional, government issued or, state bond programs.
We are committed to providing timely, helpful communication and friendly, skilled service. We use top-notch technology, which allows you to submit, view, and sign many of the required documents electronically. The result? You save time and it makes the home loan process more efficient.
Products & Services
Mortgage Loan Officer
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 248425
Disclaimer
Sierra Pacific Mortgage is an Equal Housing Lender. ©2025 Sierra Pacific Mortgage Company, Inc., NMLS #1788, 950 Glenn Drive, Suite 150, Folsom, CA 95630
Sierra Pacific Mortgage's Legal and Licensing Information
Licensed in CA: Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act # 417-0015. AZ: Mortgage Banker License 0905006 DE: Licensed by the Delaware State Bank Commissioner # 9801 GA: Georgia Residential Mortgage Licensee 16444. IL: Residential Mortgage Lender, NMLS# MB.0006383. For licensing information, go to:www.nmlsconsumeraccess.org MA: Mortgage Lender License & Mortgage Broker License MC1788. ME: Supervised Lender License SLM9214 NV: Licensed in Nevada 3268. We provide mortgage lending and brokering services. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker-NYS Department of Financial Services. OH: Residential Mortgage Lending Act Certificate of Registration RM.850237.000. OR: License # ML-460. RI: Rhode Island Licensed Loan Broker 20072185LB & Rhode Island Licensed Lender 20072187LL. VA: NMLS ID # 1788