I have been in the mortgage industry since 2005 and enjoy helping people with purchases and refinances. I am part of a mortgage team that prides itself on providing the best in-class service to borrowers and realtor partners. We make sure you know where your loan is at every step of the way and you can always get a hold of us. We love working with first-time home buyers and explaining each step of the unfamiliar loan process. The key is to know that getting approved is totally objective and not subjective. During the pre-approval process, we analyze all the numbers to make sure you fit the guidelines and will get approved. Our team has collectively over 80 years of experience and closed thousands of loans. That experience allows us to get the most complex loans approved. We invest time in knowing the guidelines inside and out to help our clients not only get approved but get them the best rates and terms. I love the In-N-Out business model and use the same for my business. They offer the best value and that's why there's always a line. By making less on a loan, I am able to offer my clients the best rate with excellent service and execution. Making people happy by giving them the best deal and the first class service they deserve will naturally make clients want to refer others. I've worked for banks and direct lenders and switched to this company because I knew their rates weren't very good. Now I am able to offer the best rates which is something that is important to me, my referral partners, and my clients. I love helping people save money.