Joshua Havner

The past 18yrs Joshua Havner has found that listening to the client's life plans is more important than just closing a loan quickly to make a commission. Having the capacity to take a moment with the client gives the client a clear, unique view across the vast array of mortgage options in today's marketplace other companies just don't have access to. Understanding the intricacies of a purchase transaction and having over 52 different realtors available in his network makes the decision a simple one. Clients know if they want to purchase or sell their property and leave the stress of the transaction to someone that is attentive, knowledgeable, and straightforward; the only call needed to be made is to Joshua Havner. \nTogether we will discover your personal road to financial freedom and financial satisfaction by leveraging your biggest asset, known as your home. Josh can provide a road map to your individual goals. From refinancing your current mortgage to maximize your monthly cash flow to approving your home loan request for you to purchase your dream home or investment property which can produce alternative passive income for you and your family, the options are limitless, and Josh will present them to you in a clear, concise manner as well as answer any questions along the way.\nPersonal note my family has been operating in the Real estate and Mortgage industry for over 55 years and have seen many changes, but one thing is constant people want transparency and not to waste their time. Joshua also enjoys waking up on the edge of the frost line long mountain ridge as the sun pierces the flap of his tent or listening to the waves slapping the outside of the sailboat after a day of crewing it to its new home.