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Addresses
Licenses
  • NMLS ID# 413732
  • RM.804129.010
  • Branch NMLS ID# 291865
Services Offered
  • Conventional loans
  • FHA loans
  • VA loans
  • USDA loans
  • Jumbo Mortgages
  • Reverse Mortgages
  • Mortgage Refinancing
Business Hours
Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 4:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
Summit Funding, Inc. NMLS ID# 3199 (https://www.nmlsconsumeraccess.org). Licensed by CA Dept of Business Oversight #6072526, CA Bureau of Real Estate #01220358, AZ Lic# 0925837, GA Lic# 39456, Illinois Residential Mortgage Licensee. Equal Housing Opportunity. Fair Housing & Discrimination violations will be reported online to HUD's local FHEO Regional Office or by calling the Fair Housing Complaint Hotline at 1-800-669-9777
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5.0
Encompass
T
Tyler L
Eugene, OR
Posted on February 29th, 2024 06:09 PM
Josh, Will and Kim are very thorough and punctual every step of the way. It was very easy to work with this team and they worked for us very well. We were able to get a deal that seemed impossible and it happened very quickly. Thanks for all...
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5.0
Encompass
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Tammi L
Eugene, OR
Posted on February 29th, 2024 03:59 PM
Josh was always available to answer any of our questions and was with us throughout every step of the process. He also was able to refer us to other experts who made our home buying experience possible. Will was also super helpful and thorough...
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5.0
Encompass
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Jason J
Eugene, OR
Posted on February 21st, 2024 09:18 PM
The fast response when we had questions was huge. Josh even responded when he was on vacation. Also helping us understand the process and what the steps were helped us know what to expect.
Reply from Josh Rivers
February 28th, 2024 09:20 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
T
Tia J
Eugene, OR
Posted on February 21st, 2024 06:13 PM
Josh Rivers was absolutely amazing! He was knowledgeable and very responsive! By far the best person to work with, respectful, helpful and personable!
Reply from Josh Rivers
February 28th, 2024 06:15 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
K
Kara C
Eugene, OR
Posted on January 23rd, 2024 05:29 PM
It is my first home buying experience, and Josh--and Will!--have been super helpful with taking time to explain the process--and re-explain at each step!--and informing me of what I can expect. I have felt very comfortable talking to Josh and...
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Reply from Josh Rivers
January 30th, 2024 05:31 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
L
Laurie K T
Eugene, OR
Posted on December 27th, 2023 01:39 PM
Very clear communication, always available, friendly, professional, clear about the process, and moving forward “next steps.” Thank you to Josh Rivers, Kimberly Rutledge, Kristen Thrasher.
Reply from Josh Rivers
January 5th, 2024 07:15 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
B
Brian H
Eugene, OR
Posted on November 17th, 2023 07:16 PM
At the beginning of our home search, we shopped around to see what lender would be the best fit for my partner Jenny and I. We looked at rates and fees, and compared the service experience we initially received from the various companies. It...
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Reply from Josh Rivers
November 24th, 2023 07:20 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
L
Lauren R
Eugene, OR
Posted on November 6th, 2023 04:10 AM
Had a great experience with both Will and Josh. Very helpful and attentive.
Reply from Josh Rivers
November 13th, 2023 04:11 AM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
M
Moises D
Salem, OR
Posted on October 21st, 2023 03:16 PM
The people who made my experience great at Summit Funding are Josh Rivers, Will Bracy and Kimberly Rutledge.
Reply from Josh Rivers
October 28th, 2023 03:21 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
Z
Zachary D
Eugene, OR
Posted on September 19th, 2023 04:15 PM
I appreciated that Josh, Will, and Kim were available around the clock to answer questions and provide service. They got everything they needed to do done on time or early, and made for a smooth transaction.
Reply from Josh Rivers
September 27th, 2023 03:14 AM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.

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