

Josh Garza at CrossCountry Mortgage
Loan Officer | NMLS #2008429

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Tucson, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin...... Show More
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My experience with Josh Garza couldn’t not have been better in helping me buy my new home . He truly is passionate about helping in anyway possible finding the best way to represent the buyer as a viable home owner . My own thought is when...
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Goes above and beyond to make sure everything goes smooth and closes on time.
Reply from Josh Garza at CrossCountry Mortgage
November 3rd, 2025 03:26 PM
Thank you, Brian. It's truly a pleasure collaborating with you. I always feel confident knowing our clients are in excellent hands with you as their agent.
Very helpful and friendly. Always looking out for you.
Josh communicated all phases of the loan. He was pleasant and patient.
Reply from Josh Garza at CrossCountry Mortgage
December 29th, 2025 10:09 PM
Thank you, Kevin, for the kind review! I’m glad to hear the communication throughout the loan process was clear and that you felt supported every step of the way. I truly appreciate your trust and the opportunity to assist you.
Was very helpful and answered all my questions
Reply from Josh Garza at CrossCountry Mortgage
November 12th, 2025 10:41 PM
Thank you so much, Robert! I’m glad I could help and answer all your questions throughout the home loan process. I truly appreciate your trust and the opportunity to assist with your home financing needs here in Arizona!
Every time I work with Josh I get top level service. From beginning to end he is always there to answer questions, and make the process go seamlessly smooth. Whether your situation is complex or straightforward, you'll be in great hands with...
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Josh was informative and helpful! Answered all my questions and gave me every thing needed and more. Definitely recommend him for the job!
Joshua is amazing!!! He answered every single question without hesitation! He truly made this entire process stress free and so easy for me and my family. Thank you Josh you are the best!!!!!
"Josh Garza is great at helping me understand the home buying process and made sure to answer all my VA Loan questions. Will definitely recommend him to all my military friends."
Reply from Owner
June 12th, 2024 11:08 PM
I'm always making sure to take extra care of my fellow veterans.
Josh Garza at CrossCountry Mortgage has received a review with 5 star rating from Anthony T
Reply from Owner
June 12th, 2024 11:09 PM
Thank You For The 5 Stars Review.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Tucson, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2008429 | Branch NMLS #2192319
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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473
/850
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Year Started
2020
Time Zone
Mountain Standard Time (MST)
Licenses
- 2008429
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095