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Joseph Valdivieso - Mortgage Loan Officer  NMLS #24510 in Union City, NJ

Joseph Valdivieso

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Mortgage Loan Officer NMLS #24510

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NMBNow was born with the vision of demystifying mortgages through transparency, education, and customer support. These are the cornerstones of our success.
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9 AM to 4 PM
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closed
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closed
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Reviews from Web
  • Encompass
    L
    Luisa M A
    Hamden, CT
    Posted on September 25th, 2026 12:30 PM
    Joseph was amazing throughout the entire process of getting my home loan approved. From the beginning, he was professional, patient, knowledgeable, and always willing to answer my questions.
    Reply from Joseph Valdivieso
    October 2nd, 2026 07:58 PM
    Luisa, I'm grateful for your kind words about my role in securing your home loan. It was a pleasure working with you, and I'm pleased that my professionalism and patience met your expectations. Thank you for choosing NMBNow for this important...
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  • Encompass
    C
    Conroy A
    New Milford, CT
    Posted on July 12th, 2026 03:09 PM
    Joseph was very professional and alway available to help answer any questions and get us everything we needed to have a fast successful closing on our home . Highly recommended
    Reply from Joseph Valdivieso
    July 20th, 2026 04:06 PM
    Conroy, thank you for your kind words and recommendation. I'm glad I could assist in ensuring a fast and successful closing on your home. If you have any more questions or need further assistance, please feel free to reach out.
  • Encompass
    A
    Arielle R
    Hamden, CT
    Posted on July 1st, 2026 12:12 PM
    Great lender
  • Encompass
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    Giselle E A
    Hamden, CT
    Posted on June 28th, 2026 03:59 PM
    Joseph was patience and clear guiding me through the loan process .
    Reply from Joseph Valdivieso
    July 6th, 2026 07:12 PM
    Giselle, I'm pleased to hear that you found my guidance patient and clear during the loan process. It was a pleasure assisting you, and I'm thankful for your kind words.
  • Encompass
    Y
    Yashira D
    Bogota, NJ
    Posted on June 8th, 2026 02:38 PM
    Joe was great at explaining things step by step! always available for questions and willing to go the extra mile. i'd recommend him to friends and family without a doubt .
    Reply from Joseph Valdivieso
    June 15th, 2026 02:39 PM
    Yashira, I appreciate your kind words and recommendation. I'm glad I could be helpful and provide clarity throughout the process. If you or anyone you know needs assistance in the future, feel free to reach out.
  • Encompass
    R
    Ramon S
    Prospect Park, NJ
    Posted on May 26th, 2026 04:10 PM
    Joe went out of his way to make this process as seamless as possible for me and my family. He was concise and took his time to explain each step of the process in a way that made us feel very comfortable . He presented us options and educated...
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    Reply from Joseph Valdivieso
    June 2nd, 2026 04:10 PM
    Ramon, I'm grateful for your kind words and recommendation. I'm pleased to hear that you felt comfortable and informed throughout the process. It was a pleasure assisting you and your family, and I look forward to continuing our work together....
    read more
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    About
    NMBNow was born with the vision of demystifying mortgages through transparency, education, and customer support. These are the cornerstones of our success.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Nationwide Mortgage Bankers, Inc - Mortgage Loan Officer
      Nov 1st, 2019 - Current

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #24510
    Disclaimer
    Nationwide Mortgage Bankers, Inc., DBA NMBNOW® | NMLS# 819382 | 1305 Walt Whitman Road, Suite 100, Melville, NY 11747 | (833) 700-8884 | For licensing information, go to: www.nmlsconsumeraccess.org. | www.nmbnow.com. NMBNOW® is in no way affiliated with Nationwide Mutual Insurance Company. All loans are subject to credit and appraisal approval. Not all applicants may qualify. Some products and services may not be available in all states. By refinancing your existing home loan, your total finance charges may be higher over the life of the loan. NMB is not acting on behalf of or at the direction of FHA/HUD/USDA/VA or the federal government. This is an advertisement. Licensed under the California Finance Lenders Law by The Department of Financial Protection and Innovation #60DBO73939 | Georgia Residential Mortgage Licensee | MA Mortgage Lender License #ML819382 | Licensed by the N.J. Department of Banking and Insurance | Licensed by the New York Department of Financial Services | Rhode Island Licensed Lender | Licensed by the Virginia State Corporation Commission. Additional state licensing information can be found at https://nmbnow.com/disclosures-and-licensing/.