Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide. Hartford Funding Ltd is a full service mortgage banker licensed by the NYS Department of Financial Services. We specialize in the origination and servicing of residential mortgage loans. The company is a direct endorsement FHA lender and approved by Ginnie Mae, Freddie Mac and Fannie Mae.