Joseph is an experienced Mortgage Professional whose expertise lies in facilitating Purchase and Refinance transactions. With the understanding that getting a home loan can be a complex process, he works closely and hand in hand with his clients to educate them and make the process as easy as possible. Working with First Wholesale Lending Inc, a local Direct Lender in California, Joseph specializes in the California market, and is able to obtain the best and most competitive loan options for his clients. Furthermore, Joseph was born and raised in Los Angeles, and is a native Californian. He has received his Bachelors of Science from UCLA, as well as his Juris Doctorate from UWLA, successfully passing the California Bar Exam.