Joe was initially referred to me by my realtor. He made my initial purpose as easy and understandable as ever you could want. Rates dropped - called Joe! Same smooth process. Dropped again with an opportunity to take out some cash. Joe worked...

Joe is THE MAN! I have used him TWICE now! We used him for our first home and now our second home. He is very trustworthy and honest. He is very dedicated to working it out for you. He cares about his clients and he even makes a point to show...

Joe provided us upfront and honest advice on the financing process. The only reason we didn't go with him is because he couldn't match the rate that our credit union gave us (due to already having another mortgage with them). Even when we had...

Joe is, hands down, the absolute best person we could have chose to help us purchase our first home. Everyone always warned me of how stressful the process of buying a home would be...but honestly with joe it went so smooth. He made sure to...

Joe was incredibly helpful and knowledgeable! He was able to give us fabulous guidance from the lender side through our first time home-buying process. Joe was always quick to answer all our questions, usually within minutes of sending an email....

Two things particularly stood out for me while working with Mr. Dobrowolski. The first was his unswerving dedication to work something out. There were a couple time throughout the process that I thought that we wouldn't be able to make it work....

In all of my interactions with Joseph I've been impressed by his depth of knowledge, courteousness and professionalism. I would absolutely recommend him to anyone who is in need of assistance with their mortgage.

I loved working with Joseph. He made the process quick and painless for my family. As first time home buyers we were completely out of our element. With the thousands of questions, and trial and errors Joseph stood by our side the whole time....

Joe helped my wife and I look for a house 3 different times. He stuck with us the entire processes and never gave up on helping us find the right place. He was quick to respond and very knowledgeable on all our options and process. He came...