Working directly with a very experienced Senior Mortgage Banker will definitely have its advantages. With 15 years of all around experience in the mortgage business and the ability to think outside the box to provide solutions for unexpected issues, it is an easy choice to work with myself and our team. Controlling the whole loan process in house is crucial to getting the escrow closed on time. In addition, the most important factor in working with my team is trust as this is the crucial factor in building any relationship. We will advise, direct, and protect you on your journey to owning a home. We want to be your lender for life growing with you. We understand owning a home at the best rate and lowest cost are the foundation of helping you to purchase an asset (home). Our goal is to meet your deadlines, present you with all options available, and get you the best deal, Guaranteed! Additional Loans We Provide: -Refinances -Construction Loans -Down payment assistance (no money down) -Stated Loans for Self Employed Borrowers -Private Money Loans Call or Email Me Today! Joe DiLucchio Certified Mortgage Planner 949.679.5148 | Office jdilucchio@afncorp.com Licensed to work in: California (CA-973115) and 23 other states