In today's ultra-competitive housing market, it is more important than ever that you are working with an expert for your home financing. Inventory is shrinking, rates are rising. Jonathan McIntosh and his team understand these needs and work everyday to refine their craft to make your home purchase or refinance experience as smooth and fast as possible. Our in-house processing allows for us to fully approve your loan before you are even in contract, allowing you to write an offer with no loan contingency and only an appraisal is necessary to provide you with keys. We also specialize in investor and self-employed loan products and are happy to provide a variety of in house loan programs to help those high net worth individuals that other banks are not equipped to service. Our team is committed to making sure you are our client for life, and that you do not think of anyone else when it comes to your home financing. We keep track of all of our clients and do quarterly mortgage check ups to ensure you are always in the best product for you and your family. The purchase of your home is only the beginning of our dedication to you and your family. Transparency and service are the two most important things we provide to our many clients, we hope to be able to show you that as well. We hope to hear from you if our message is a fit for you and your values.