John Lloyd
Mortgage Loan Originator | NMLS ID# 137668
Mount St. Mary's University
John understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why we are committed to guiding you every step of the way, ensuring you're informed and empowered throughout...... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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From start to finish, the entire process was smooth, professional, and reassuring. John was extremely responsive, knowledgeable, accomodating and patient in answering all of our questions throughout every step of the process. He made what could...
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Reply from John Lloyd
May 27th, 2026 04:55 PM
Thank you so much for your thoughtful review, Kaitlynn. I'm happy to hear that the process felt smooth and manageable for you, and that my support and communication made a difference in purchasing your first home. Your appreciation for my dedication...
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John Lloyd has received a review with 5 star rating from Donna R
Reply from John Lloyd
May 13th, 2026 06:25 PM
Thank you for the perfect rating, Donna. Your support means a lot to me.
Having us close on time and better response times
Reply from John Lloyd
May 11th, 2026 07:50 PM
We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future. Please contact ************************* as we would like an opportunity to help resolve the concerns....
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John made the transaction seamless and smooth for our buyer. It was a pleasure working with him.
Reply from John Lloyd
April 29th, 2026 07:37 PM
I'm grateful for your positive feedback, Arthur. I'm pleased to hear that the transaction went smoothly and that working together was a pleasure. If there's anything else I can assist you with, please let me know.
Excellent experience!
Very knowledgeable and got back to us with quick responses as questions arised during the mortgage process.
Reply from John Lloyd
April 20th, 2026 02:05 PM
Thank you for your kind words, Matthew. I'm glad I could provide quick responses and share my knowledge during your mortgage process. If you have any further questions or need assistance, feel free to reach out.
You guys were great thank you again for everything
Reply from John Lloyd
April 8th, 2026 02:06 PM
I'm pleased to hear that you had a great experience, Jeffrey. Thank you for choosing EMM Loans. If there's anything more I can do for you in the future, please don't hesitate to reach out.
I feel that in a stressful situation such as purchasing a home is I think that transparency is a key. my loan was time sensitive and no one seemed to care Unsure who is at fault the leading company or the title company.
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Reply from John Lloyd
April 3rd, 2026 02:16 PM
I'm sorry to hear about your experience, Michael. I agree that transparency is crucial, especially in time-sensitive situations like purchasing a home. If there was any confusion or frustration during your loan process, I regret any inconvenience...
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They had me at closing table in less than 3 weeks, team was very efficient John, Kristeen. will always recommen. interest rate was the best , like I'm officially a homeowner .
Reply from John Lloyd
March 9th, 2026 04:13 PM
It's great to hear that you had a positive experience during the closing process, Diana. Achieving your goal of homeownership in less than three weeks is quite an accomplishment, and I'm glad I could be a part of making that happen. If you...
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John Lloyd has received a review with 5 star rating from Michael K
Reply from John Lloyd
March 5th, 2026 03:17 PM
I'm grateful for the positive rating, Michael. If you ever have any questions or need assistance in the future, I'm here to help.
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About
John understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why we are committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, John is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, our goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Cash-Out Refinances
Investor Mortgages
PHFA Loans
Bank Statement Loans
Specialities
Purchase and Refinance Loan Origination
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Education
- Mount St. Mary's UniversityHistoryBachelor of Arts (BA)
Memberships
- Holy Rosary
Addresses and Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 137668
Hobbies
- Family, Reading, Music, Sports, Auto Racing, Movies, Travel
Disclaimer
EMM Loans, LLC (DBA Eq Loans, Medford Mortgage, Fidelity Lending LLC, Ideal Mortgage Group, Maximus Mortgage Advisors, Garden City Mortgage and TailorMade Lending), 1950 Route 70 East, Suite 300, Cherry Hill, NJ 08003. Lender NMLS ID# 2926. EMM Loans LLC is not affiliated with or endorsed by any state or federal government entities, or any entities sponsored by the same. EMM Loans, LLC holds the following licenses or approvals from the entities listed below which allow it to act as a privately owned mortgage lender.