John Kotwica II at CrossCountry Mortgage

Name: John Kotwica II at CrossCountry Mortgage
Address: 16701 Melford Blvd Ste 400, Bowie, Maryland, 20715
Telephone: +1-410-310-2034
Rating: 4.99

Outside Loan Originator | NMLS #312037

4.99

(22)

Mortgage

Mortgage Loan Officer

Contact Info

(410) 769-3994

Bowie, MD

https://www.loanswithkotwica.com/

Location & Business Hours

Friday

8:30 AM to 5:00 PM

Saturday

closed

Sunday

closed

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4.99

(22)

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Experience.com

4.99

(14)

Zillow

5.0

(3)

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5.0

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Excellent process and expertise, John took time to answer any questions, and was clear and concise throughout.

Reply from John Kotwica II

April 27th, 2026 07:25 PM

William, I'm pleased to know that you found the process excellent and appreciated my expertise. Taking the time to answer your questions and ensuring clarity is always important to me. Thank you for your feedback.

John Kotwica at CrossCountry Mortgage was a wealth of knowledge and expertise that made the home loan process a much better experience 👍

Reply from John Kotwica II at CrossCountry Mor...

November 25th, 2024 03:34 PM

Thank you, Billy, for your kind words and the fantastic rating! I'm delighted to hear that you found our interaction informative and helpful. Making the home loan process as smooth and straightforward as possible for our customers is always...

John is always professional and helps get us to the finish line.

Reply from John Kotwica II

April 6th, 2026 06:40 PM

I really appreciate the feedback and am looking forward to working with you again.

John is vert easy to work with

Reply from John Kotwica II

January 9th, 2026 08:58 PM

I appreciate your feedback and am glad to hear that you found it easy to work with me. Ensuring a smooth and stress-free experience is always my aim. Thank you for sharing your thoughts.

John was very knowledgeable and very helpful throughout whole process. great communication and always answered your calls.

Reply from John Kotwica II

December 22nd, 2025 06:06 PM

I'm pleased to hear that you found my knowledge and communication helpful throughout the process. It's always my goal to be accessible and ensure everything is clear. Thank you for your feedback.

Always communicating everything! I appreciate the honesty, and having such a kind heart! Very patient, and just an all around amazing person to have working with me, to make owning a house possible! I'm so very thankful

Reply from John Kotwica II at CrossCountry Mor...

November 24th, 2025 04:31 PM

Thank you for your kind words. You were a pleasure to work with. Congratulations to you and your family on your new home:)

As a first time home-buyer, John ensured that I was NEVER confused about any part of the process. His "easy to understand" explanations helped guide me to make safe decisions. He was an advocate and respectful partner in the whole process....

Reply from John Kotwica II at CrossCountry Mor...

June 16th, 2025 02:10 PM

Dear Ciara,Thank you so much for your kind and thoughtful review. I'm truly grateful for the opportunity to have helped you through your home purchase, and it means a lot to know you had a positive experience.Wishing you all the best in your...

I had a great experience with John Kotwica purchasing my first home . He was so kind, patient , and very informative . John was always in contact to keep me updated on what was going on and what was going to happen. I Couldn't have asked for...

Reply from John Kotwica II

April 9th, 2025 06:41 PM

I'm thrilled to hear about your positive experience purchasing your first home, Kiara. It was a pleasure to assist you through the process and keep you informed along the way. Thank you for your kind words.

Excellent communication

Reply from John Kotwica II at CrossCountry Mor...

November 5th, 2024 07:34 PM

Thank you Stephannie, it was a pleasure working with you!

John was great. Always made himself available for any questions I had and communicated well during the entire process.

Reply from John Kotwica II at CrossCountry Mor...

November 5th, 2024 07:37 PM

Thank you Karla. it was a pleasure working with you

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bowie, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #312037 | Branch NMLS #2537055

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans