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  • NMLS #259468
Business Hours
Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID#76988 | NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Licensing details: www.licensing.bayeq.com
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5.0
Encompass
T
Ted A M
Mesa, AZ
Posted on January 30th, 2024 11:54 AM
John was always available when help was needed
4.83
Encompass
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Sharon A K
Mesa, AZ
Posted on November 17th, 2023 03:34 PM
Cooperative efforts among all parties involved ?
5.0
Encompass
A
Anthony J G
Mesa, AZ
Posted on August 30th, 2023 11:36 PM
John not only made my refinance easy but every time I talked to him he made me feel like a close friend and not just another transaction like other loan officers. I will definitely use John again!
5.0
Encompass
P
Philip H
Waddell, AZ
Posted on May 5th, 2023 03:56 PM
John went above and beyond to help lock down our home and everything. Super knowledgeable and professional. Highly, HIGHLY recommend!
5.0
Encompass
M
Michael A B
Phoenix, AZ
Posted on March 27th, 2023 04:40 PM
I found a house I wanted to put an offer in on and within a couple hours John had the pre-approval process completed. Throughout the entire process John was very quick to respond to any questions that I had and kept the process moving on an...
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5.0
Encompass
J
John R H
Flagstaff, AZ
Posted on January 5th, 2023 03:28 PM
John and his team were very communicative throughout the compressed process I requested. More importantly, they were patient with my questions and navigated hiccups that would likely have derailed other team's from meeting my deadlines. I really...
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5.0
Encompass
K
Kimberly S
Flagstaff, AZ
Posted on December 30th, 2022 12:38 PM
Super friendly… super in keeping me informed and explaining each step of the way… super easy process.
5.0
Encompass
M
Mary E A
Gold Canyon, AZ
Posted on July 27th, 2022 05:24 PM
You have provided excellent customer service and got the job done.
4.83
Encompass
R
Robert A
Gold Canyon, AZ
Posted on July 22nd, 2022 04:11 AM
Quick responses. Looking for customer’s interest for best rates and terms. Continued to follow up well
5.0
Encompass
B
Brian L M
Maricopa, AZ
Posted on December 22nd, 2021 08:39 PM
Mr. Flores and his colleagues were great. They provide exceptional service in all areas of what you would expect when working with a preferred lender. I would highly recommend to anyone. They make the process so easy, and take care of all the...
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