John Bischof NMLS 165831 We here at Home Mortgage Solutions LLC in Cleveland TN have built a strong reputation as an outstanding mortgage lender and broker, serving the lending needs of real estate professionals, builders and individual home-buyers throughout the state of Tennessee for 20 plus years. We're a full service mortgage Lender/Broker with an experienced staff offering expertise in every area of mortgage lending; whether you're looking to buy, build, or refinance your home here in Tennessee, we offer a wide variety of services...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. Just to name a few we offer; Conventional purchase and refinances, FHA, VA (no Down payment), USDA(no Down payment), THDA, Construction to Perm, Home-ready, No credit score programs, and the list goes on. But that's just the beginning of our service. As hardworking Volunteers ourselves, we know how important it is to always communicate and stay on top of things - especially when embarking on such important and life-changing decisions! Throughout the lending process, our team members provide regular loan updates and progress reports so you always know the status of your mortgage loan.