The John Shea Team at Bay Capital Mortgage's Cover Image

Top 5%

The John Shea Team at Bay Capital Mortgage

Name: Bay Capital Mortgage Corporation
Address: 1416 Annapolis Rd Ste B, Odenton, Maryland, 21113
Telephone: +1-410-562-2046
Rating: 4.98

Senior Mortgage Advisor NMLS# 455896

Bay Capital Mortgage Corporation - Odenton,MD

4.98

(197)

Mortgage

Mortgage Loan Officer

Contact Info

(410) 562-2046

8666811247

Odenton, MD

https://johnsheamortgageloans.com/

Location & Business Hours

Business Hours

Tues

24 hours

Wed

24 hours

Thu

24 hours

View All days

Search Reviews

Write a Review

4.98

(197)

Filter by Date

Range

Filter by Rating

Choose the John Shea Team at Bay Capital Mortgage. My wife and I have moved quite a few times and had a little home buying experience, but John and his team guided us through our smoothest experience yet. John is a VA loan specialist, and he...

Reply from Owner

June 11th, 2026 07:14 PM

Nick, Thank you so much for the kind words and for trusting The John Shea Mortgage Team with your new construction home purchase in Stevensville, Maryland!Helping your family get into your new home before your baby arrived made this an especially...

John at Bay Capital Mortgage was absolutely fantastic to work with on the purchase of our vacation home. He was knowledgeable, responsive, and made the entire process smooth and stress free. His communication and that of his team was excellent!...

Reply from Owner

June 4th, 2026 07:14 PM

Shannon, Thank you for the wonderful review and for trusting me and my team to help you purchase your beautiful new vacation home in Virginia.I’m glad we could help make the process smooth, straightforward, and stress free. Buying a vacation...

Buying a home from out of state as a military family was incredibly intimidating, but John guided us seamlessly from beginning to end. He is exceptionally knowledgeable about the VA loan process and patiently answered every single one of our...

Reply from Owner

May 29th, 2026 05:59 PM

Thank you so much for the incredible review and for trusting me to help your family with such an important move.Purchasing a home from out of state during a PCS can feel overwhelming, so it means a lot to hear that I was able to make the process...

John was and is an amazing mortgage advisor and broker! As a first-time home buyer, John walked me through the entire process and continued to coach me all the way to closing. His knowledge of VA loans and fully capable team allowed me to find...

Reply from Owner

May 29th, 2026 06:17 PM

Christopher,Thank you so much for the outstanding review and for trusting me to help you purchase your first home in La Plata, Maryland.Buying a home for the first time while using your VA eligibility in an area you're not familiar with can...

From start to finish John went the extra mile to make sure everything went smoothly. He constantly kept us informed and was very thorough in explaining our options. I’d highly recommend John to anyone looking to finance their dream home. Thanks...

Reply from Owner

May 29th, 2026 06:28 PM

Scott,Thank you so much for the wonderful review and for trusting me to help with your home financing.I am grateful for the opportunity to be part of your journey and appreciate your kind words. My goal is always to keep clients informed, explain...

Very informative, Knowledgeable, Straight to the point. Always available, respond to question timely and efficient. John makes the process so very simple. 100%. Big Kudo's.

Reply from Owner

May 19th, 2026 09:25 PM

Thank you so much, Ibrahim, for the outstanding review and for trusting me to help you purchase your new townhome in Laurel, Maryland.It was a pleasure working with you throughout the homebuying process. I am glad you found the mortgage process...

John was with us from the very first step to the last. He helped us understand our options which gave us the confidence we needed to start searching for our home. I heard many stories from friends and family when they bought their homes working...

Reply from Owner

May 6th, 2026 01:24 PM

Marykate, thank you so much for this amazing review.I still remember our very first Zoom call after you and John found me online while searching for a trusted mortgage lender to help guide you through buying your first home. Like many first...

John Shea is very knowledgeable and answers any questions you may have. Him and his team made it very easy, quick, and seamless getting my loan approved.

Reply from Owner

May 5th, 2026 01:01 PM

Byron, I truly appreciate you taking the time to share this.It’s been great working with you, from helping you purchase your first home back in 2018 to now buying your forever home in beautiful Gambrills, Maryland. Being part of that journey...

John is a professional joy to work with! We worked together on a recent transaction where he was processing the buyers loan on a listing of mine in Gambrills.From start to finish his communication was unwavering. The frequent updates were impressive...

Reply from Owner

May 5th, 2026 01:18 PM

Katerina, thank you, I really appreciate you leaving this great review. It was great finally getting the opportunity to work together on this transaction in Gambrills after seeing each other at local networking events over the years. You did...

John did a great job! Always a professional! My buyer's were extremely happy and I look forward to continuing relationship.

Reply from Owner

May 5th, 2026 01:30 PM

Bill, thank you for the review, I really appreciate it.It’s always great working with you, especially after knowing each other for so many years and now getting to work together on multiple transactions in Gambrills and in Calvert County. You...

10 of 197

About

John Shea is a local mortgage advisor and VA loan specialist serving Fort Meade, Odenton, Severn, Crofton, Annapolis and surrounding Maryland communities. He works with military families, first time homebuyers and homeowners to navigate VA, FHA and Conventional loan options with clear strategy and step by step guidance. Known for strong communication, fast pre approvals and a smooth, predictable closing process, John helps buyers structure offers, understand their financing, and move forward with confidence. With over 160 five star reviews, John has built a reputation as a trusted local mortgage lender focused on education, strategy and delivering a low stress homebuying experience.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Non-QM

Specialities

VA Loans

Fort Meade Relocation

Mortgage Pre Approval