Joel Comp - The Comp Factor
Loan Originator | Chief Strategy Officer NMLS# 207...
GFS Home Loans - San Antonio, TX
Here at GFS Home Loans we help people get the money they need to buy the homes they want. We deliver The Gold Experience that is designed to take the uncertainly out of the equation and give each client a competitive edge when looking for a... Show More
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8:30 AM to 5:30 PM
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Reviews from Web
GFS Home Loans is an amazing company!! Joel & his team worked together to get my home loan approved very efficiently & quickly!! I am so grateful that GFS has multiple employees that could answer my calls & questions with a quick response....
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Joel Comp provides excellent and professional service.
He is easy to talk to and Always available to answer questions. Highly recommend.
Joel and his Team where true professionals and there to answer every question I had no matter what. I even forgot it was a Sunday and texted a question and got a quick response. The Sellers struggled with the offer which delayed processing...
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Reply from Owner
July 16th, 2026 06:14 PM
This Real Estate arena can feel like a 24 hour per day world sometimes and when homebuyers need an answer it should be available when requested. It was a real pleasure to help you with your VA home loan and be the expert you needed from the...
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I've used Joel Comp at Gold Financial Services twice now. Selling a home, and purchasing a new one. What I loved about Joel is that he's transparent, and extremely knowledgeable. He also didn't treat my family as just a transaction. He communicated...
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Reply from Owner
June 6th, 2026 08:47 PM
Being able to have people choose me and my Team again is very rewarding. Thank you for allowing us to take great care of you and your family Angela. Clarity is what we can give homebuyers when looking to purchase or sell a home.
Joel Comp - The Comp Factor has received a review with 5 star rating from Fawaz
Reply from Owner
May 15th, 2026 06:06 PM
I'll take that 5-star review Fawaz. Trusting a lender to help you move across the country is stressful and we are honored you chose us to help you with your conventional home loan. Welcome to Texas sir!
Joel and the GSF Home Loans Team helped my son and daughter-in-law become first time homebuyers! Joel was responsive, knowledgeable, and professional in his guidance and support when questions came up along the way. Highly recommend their products...
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Reply from Owner
May 15th, 2026 06:09 PM
First Time Homebuyers are special to me. I still remember how I felt when I woke up in our first home and how it made me feel. I hope to give that same feeling to as many people as I can for the rest of my career. Thank you Chris for trusting...
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⭐️⭐️⭐️⭐️⭐️I highly recommend Joel at GFS Lending! As a first time homebuyer, I compared three lenders and Joel stood out with the most kindness, professionalism, and clear communication.He worked quickly, followed up consistently, and took...
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Reply from Owner
June 6th, 2026 08:50 PM
It seems I'm built for first time homebuyers. There are a lot of choices for lenders out there these days and we are super thankful you choose The Comp Factor team!
Joel and team were great! Super responsive and easy to deal with. If we ever buy another property in San Antonio, we know who to turn to!
Reply from Owner
June 6th, 2026 08:51 PM
VA Home Loans are our specialty. It truly was an honor to bring you and your family back from overseas. Thank you for trusting us to be your lender.
When I first decided to buy a house. I was nervous. I had no clue what the process looked like, how long it would take, what would be required, and a whole assortment of things. But Joel made the process really easy to understand. Not once...
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If you are a new home buyer and are in need of assistance, they are honestly the team to go too! They are great super responsive and explain every single step to you super easy and their online portal is super accessible! Highly recommend recommend...
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About
Here at GFS Home Loans we help people get the money they need to buy the homes they want. We deliver The Gold Experience that is designed to take the uncertainly out of the equation and give each client a competitive edge when looking for a home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
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Positions
- Gold Financial Services - Loan Originator / Division PresidentMar 1st, 2001 - Current
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #207973
Achievements
- Over 2,500 Home Loans and Families Served!
Disclaimer
EQUAL HOUSING LENDER | FAIR LENDER | FAIR HOUSING
GFS Home Loans is a DBA of Right Start Mortgage, Inc. NMLS #35960 (nmlsconsumeraccess.org)
©Right Start Mortgage, Inc. All Rights Reserved