Joel Lobb
Senior Mortgage Loan Officer NMLS 57916
I have helped over 589 Kentucky families buy or refinance their home over the last 18 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and re...... Show More
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24 hours
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Joel Lobb has received a review with 5 star rating from Elliott B
Reply from Owner
June 10th, 2026 01:12 PM
Thanks 😊
Joel and Dawn provide top notch service for their clients and make great partners in helping our clients achieve their home ownership dreams!
Reply from Owner
June 3rd, 2026 09:32 AM
Thanks so much 😊
Working with Joel and Dawn was an absolutely fantastic experience from start to finish. They made what can often be a stressful and overwhelming process feel smooth, organized, and even enjoyable.They were incredibly responsive, patient, and...
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Reply from Owner
June 3rd, 2026 09:32 AM
Thanks so much 😊
I had an amazing experience working with my mortgage broker Joel & Dawn while purchasing my first home using an FHA loan. From start to finish, they were incredibly quick, thorough, and genuinely helpful throughout the entire process.As a first-time...
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Reply from Owner
April 19th, 2026 01:56 PM
Julie, thank you again for the detailed review and for trusting us with your first home purchase.Helping clients navigate first-time homebuyer programs in Kentucky—especially FHA loans and down payment assistance options available in 2026—is...
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Joel was absolutely amazing to work with! No matter the time—nights or weekends—he was always there and quick to answer any questions we had. He made everything feel easy, I truly appreciated his dedication.
Reply from Owner
April 15th, 2026 10:38 AM
☺️Thanks
where do i begin. it’s been a journey. as a first time home buyer this entire process is scary, it doesn’t make sense, sometimes things don’t work out and wanting to give up becomes the new normal but Joel and Dawn, are the absolute best. I...
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Reply from Owner
April 8th, 2026 01:30 PM
Thanks Courtney. You were one of the best buyers I ever worked with. Your determination and courage helped get us across the line. Enjoy your new home. I'm so glad we got this done for you and your family.
Joel Lobb has received a review with 5 star rating from Derek T
Reply from Owner
February 13th, 2026 01:26 PM
Thank you Derek
Joel Lobb has received a review with 5 star rating from Ailec S C
Reply from Owner
December 30th, 2025 02:22 PM
Thanks and enjoy your new home Ailec.
10/10 recommend Joell and Dawn for your home buying needs . You will not find more kind or knowledgeable people in this profession. They both helped me step by step in the process of buying my first home and explained everything in a way that...
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Reply from Owner
December 24th, 2025 01:05 PM
Thanks Kirsten. I loved helping your family buy your first house. I know you've been looking for a while, and it all finally came together. You were great to work with. Enjoy your new home! Merry Christmas.
Joel was incredibly helpful throughout the whole process of buying a home. This was my first time buying a home, and he helped us every step of the way. I'll recommend Joel to anyone trying to buy a home
Reply from Owner
December 18th, 2025 02:44 PM
Thanks Mike. I appreciated your trust in Dawn and I getting you into your new home. Enjoy your new home with your family and Merry Christmas
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About
I have helped over 589 Kentucky families buy or refinance their home over the last 18 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process. I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues. You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process. Give us a try or let us compare your options on your next mortgage transaction. Call me locally at 502-905-3708. Free Mortgage Pre-Qualifications same day on most applications. Email me at kentuckyloan@gmail.com with your questions I specialize in Kentucky FHA, VA ,USDA, KHC, Conventional and Jumbo mortgage loans. I am based out of Louisville Kentucky. For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance. NMLS# 57916 http://www.nmlsconsumeraccess.org/ Joel Lobb Senior Loan Officer (NMLS#57916) phone: (502) 905-3708 Fax: (502) 327-9119 kentuckyloan@gmail.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
khc
home loan
mortgage
Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans
FHA, VA, USDA govt
KENTUKCY FHA LOANS
KENTUCKY USDA LOANS
KENTUCKY HOUSING LOANS DOWN PAYMENT ASSISTANCE
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Positions
- Joel Lobb - EVO Mortgage - loan officerAug 6th, 2024 - Current
- American Mortgage Solutions Inc - Loan OriginatorMay 30th, 2013 - Aug 6th, 2024
Memberships
- MBAL NMBA
- AIME
- AGE
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Addresses and Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- nmls 57916
Gallery
Videos
Achievements
- 2023 KENTUCKY USDA AND VA TOP 10 MORTGAEG LENDER IN KENTUCKY
Hobbies
- Family, vacations, cycling, boating, swimming, traveling, sports
- BOWLING, GOING TO MOVIE
- PICKLEBALL
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Disclaimer
EVO Mortgage
911 Barret Ave, Louisville, KY 40204
Company NMLS ID # 173846
Text/call: 502-905-3708
email: kentuckyloan@gmail.com
http://www.mylouisvillekentuckymortgage.com/
NMLS 57916 | Company NMLS #173846
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people.
(www.nmlsconsumeraccess.org).
Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant Equal Opportunity Lender.
502-905-3708 Call or text me today for your mortgage questions