Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri...... Show More
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Muchísimas gracias por la ayuda y apoyo y por guiarme paso a paso en esto fueron muy amables y atentos muchísimas gracias
ALWAYS go with Joe !! He makes the process very seamless & more importantly, your end of the deal WILL be taken care before the other party can even consider they're close to closing. Used him 3 times so far - unparalleled same result every...
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Joe and his team made every part of the entire loan process so smooth and seamless. They always provided updates regarding the loan and was always on top of every hurdle. Would definitely recommend more clients to Joe and his team! Thank you...
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Reply from Joe Villegas
May 13th, 2026 02:52 PM
It was great working with you. Thanks again for putting your trust in us.
The team was very efficient and took the time to answer all my questions. It was a pleasure working with Joe and his team .
Reply from Joe Villegas
May 11th, 2026 05:15 PM
Maribel, I'm pleased to hear that working with me and my team was a pleasure for you. I'm grateful that we could efficiently address all your questions. Thank you for sharing your experience with CrossCountry Mortgage.
They were so helpful in all the process!
Reply from Joe Villegas
May 8th, 2026 04:46 PM
Gonzalo, I'm glad to hear you found the process helpful. Thank you for sharing your positive experience with me and my team at CrossCountry Mortgage.
We are blessed to have been sent to Joe and his team! Joe was amazing and extremely attentive to our questions and needs. We specifically appreciated how he looked out for our best interest and truly made us feel comfortable with his genuinity...
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Reply from Joe Villegas
April 30th, 2026 04:30 PM
Leah, I'm grateful for your kind words and trust in me and my team at CrossCountry Mortgage. It's nice to know that you felt comfortable and that we could address your questions and needs attentively. Thank you for recommending us to those...
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I had an outstanding experience working with Joe Villegas and his team for my refinancing. From the very beginning, Joe was professional, knowledgeable, and incredibly helpful throughout the entire process.He took the time to explain all my...
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Reply from Joe Villegas
April 16th, 2026 04:26 PM
I'm grateful for your kind words, Julio. It's appreciated to hear that you had such a positive experience with my team and me throughout your refinancing process. I'm pleased that you felt confident in your decisions and appreciated the dedication...
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Thank you to our amazing realtor and lender for all the support, advice, and guidance throughout our home-buying process. You answered every question, explained every step, and truly made us feel confident along the way. We couldn’t have done...
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Reply from Joe Villegas
April 7th, 2026 04:16 PM
I appreciate your kind words, Lucina. It was my pleasure to support you throughout the home-buying process. I'm glad I could help answer your questions and provide guidance every step of the way. If you ever have more questions or need assistance...
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Attentiveness.
Reply from Joe Villegas
April 7th, 2026 08:04 PM
It was great working with you. Thanks again for putting your trust in us.
More direct communication with the lender Agent.
Reply from Joe Villegas
March 31st, 2026 12:54 PM
It's helpful to know that you're looking for more direct communication, Yolanda. I strive to ensure that all my clients feel connected and informed. If there's anything specific you'd like to discuss or need assistance with, please feel free...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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569
/850
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 353587
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095