

Joe Spell
jspell@mutualmortgage.com

Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that’s committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortg...... Show More
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Business Hours
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8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Quick responses and clarified all the information that i needed to know. Joes knowledge and efficiency gave me peace of mind and made this a less stressful experience. Great communication and a great overall experienc.
Reply from Joe Spell
June 10th, 2026 06:50 PM
I'm grateful for your feedback, Colby. It's good to hear that my quick responses and knowledge helped provide you with peace of mind. Ensuring clear communication is always a priority for me. If you have any more questions or need further assistance,...
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Joe and his team made the whole process smooth and pleasant. This is the second home my wife and I have done through Joe and each time it was the best experience! If we ever purchase another home without a doubt we will be calling on Joe and...
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Reply from Joe Spell
May 14th, 2026 05:34 PM
Thank you for your kind words, Jonathon. I'm pleased to hear that you and your wife had such a smooth and pleasant experience with us. It’s appreciated to know you would choose to work with me again in the future. If there's anything else you...
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My initial experience getting my loan was fine. People were professional, the process was efficient. However now I'm dealing with a totally different company for the term of the my loan and only actually used Mutual for closing.Mutual of Omaha...
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It was a great experience. With friendly and professional people .
Reply from Owner
April 14th, 2026 02:42 PM
I'm happy to hear you had a great experience, Christy. I always aim to provide friendly and professional service. If you ever need further assistance, feel free to reach out.
It was a great experience, everyone was do profe and friendly.
Reply from Joe Spell
April 14th, 2026 02:43 PM
I'm pleased to hear you had a great experience, Charlie. Professionalism and friendliness are very important to me, and I'm glad that came across. If there's anything else I can help with, please let me know.
Joe Spell has received a review with 5 star rating from Kristian M
Reply from Owner
April 14th, 2026 02:43 PM
Thank you, Kristian, for the great rating. I'm grateful for your support, and if there's ever anything you need, feel free to reach out.
Great people to work with!
Reply from Joe Spell
March 23rd, 2026 08:21 PM
Thank you for sharing your thoughts, Kristian. I’m glad you found us easy to work with. It’s always my aim to ensure a smooth experience for everyone. If you ever need assistance or have questions in the future, please reach out.
Communication, responsiveness, positivity, and expansive knowledge made this our best mortgage experience.
Reply from Owner
April 14th, 2026 02:43 PM
I'm grateful for your kind words, Valerie. It’s appreciated to hear that my communication and knowledge made a positive impact on your mortgage experience. If you ever have more questions or need further assistance, feel free to reach out.
Communication, responsiveness, positivity, and expansive knowledge made this our best mortgage experience.
Reply from Joe Spell
March 13th, 2026 04:13 PM
Your feedback is greatly appreciated, Edward. I'm glad to know that my communication and responsiveness contributed positively to your mortgage experience. It's important to me that clients feel well-informed and supported throughout the process....
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Joe was not just our mortgage guy, he treated us as we were his personal family. Over and above on support. Always answered our questions no matter what time it was. He made himself availiable 150% of the time. Truly a person that all should...
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Reply from Joe Spell
January 26th, 2026 07:08 PM
It's great to hear that you felt such a strong level of support and personal connection, Richard. I believe in treating my clients like family and I'm glad this approach was beneficial for you. If there's anything else I can do for you in the...
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that’s committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company’s commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau & maintains a 4.83/5 rating on SocialSurvey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
Search Rank ScoreLearn More →
485
/850
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Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#1482413
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org