

Joe Spell
Area Vice President

Every day, we aim to be the home lender choice of real estate agents and their clients. The visionary behind our company is Gary Keller, the entrepreneur who founded Keller Williams, the world’s largest real estate company by agent count. I... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
24 hours
Sun
24 hours
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Reviews from Web
Tiffany, Joe, Joseph, even the underwriters are so amazingly knowledgeable, kind and willing to help. I couldnt couldn't recommend them more!
Joe was very knowledgeable and respectful during the entire process
Joe was exceptionally responsive and transparet. As a first time home buyer, he took the time to walk me through every step of the process and always answered questions simply and understandably. Between the unmatched professionalism and being...
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Reply from Joe Spell
August 27th, 2026 03:51 PM
I enjoyed working with you. Thanks for the great feedback.
Communication with the agent AND buyer is always so in depth, on time and straight to the point. Honest work is being done here and I'm always more than happy to get to work with the Spell team!
Seems like Joe made his self available and was very knowledgeable about the process. Made it smooth and showed professional respect.
Reply from Joe Spell
July 23rd, 2026 06:21 PM
We hope we'll have the opportunity to serve you again and deliver exceptional service.
⭐⭐⭐⭐⭐Joe and his team were absolutely outstanding! They stepped in after another lender dropped the ball late in the transaction and completely turned things around. Their professionalism, communication, and dedication made all the difference....
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The Spell Team always delivers . They have helped multiple clients and always find solutions!
This is my first experience of getting a mortgage. Joe was always willing to explain how things worked and the things I didn't know.
Reply from Joe Spell
July 6th, 2026 01:16 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Purchasing a home on my own was a new experience. I received immediate feedback and advice when needed. Detailed instructions were provided through the entire loan process. I felt like my needs were addressed and the level of professionalism...
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Reply from Joe Spell
June 28th, 2026 08:19 PM
I really appreciate the feedback and am looking forward to working with you again.
I have used other lenders and the level of communication with you and your team is outstanding. I have not worked with any lender that keeps the realtor and client as informed throughout the entire process like you did. Excellent service!
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About
Every day, we aim to be the home lender choice of real estate agents and their clients. The visionary behind our company is Gary Keller, the entrepreneur who founded Keller Williams, the world’s largest real estate company by agent count. In early 2023, Mutual of Omaha Mortgage acquired Keller Mortgage. This strategic move combines the strengths of two industry leaders to create a better experience for homebuyers. The new team operates as Keller Home Loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#1482413
Disclaimer
Keller Home Loans is a division of Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org