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Licenses
  • NMLS # 252932
Services Offered
  • Residential Mortgages including Conventional, FHA, USDA, and VA loans
Business Hours
Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Eastern Time
Disclaimer
We take our clients’ financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency. We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.
  • Rating
  • About
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5.0
Encompass
M
Marcia L K
Festus, MO
Posted on June 28th, 2023 11:12 AM
Joe was the best. Worked so hard for me and made the process so smooth. He went over and beyond for me. I would give twenty stars if I could!
Reply from Joe Poropat
September 27th, 2023 03:14 AM
Thank you!! I appreciate that very much! I hope you get settled in and enjoy your new home!
5.0
Encompass
J
John K
Saint Louis, MO
Posted on June 3rd, 2023 02:26 PM
Thank you, Joe. Honesty, Integrity, Professional, Detailed, Thorough, Absolutely Dependable, Relatedable, focused. The best I have ever encountered ever.
Reply from Joe Poropat
September 27th, 2023 03:14 AM
Thank you both so much for your kind words! It was a pleasure working with you guys! Hope you're settled in and enjoying the new home!
5.0
Encompass
W
Willie P
Hazelwood, MO
Posted on February 20th, 2024 01:32 PM
Joe was informative during the entire process which helped me as a first time homebuyer. He was also available to be reached at reasonable times for any questions I had. Great experience.
5.0
Encompass
A
Adella C
Black Jack, MO
Posted on February 8th, 2024 09:43 PM
Friendly and helpful
Reply from Joe Poropat
February 13th, 2024 10:56 PM
Thank you Adella! I appreciate you working with me. Hope all is well with the new house!
5.0
Encompass
R
Rebecca M
Saint Louis, MO
Posted on January 16th, 2024 03:39 PM
Joe was very helpful and responsive to our questions. Very happy to have worked with him to purchase our first home!
Reply from Joe Poropat
January 29th, 2024 06:14 PM
Thank you Rebecca! I'm glad I got to help get you guys into your first home! I hope you are loving your new home. :)
5.0
Encompass
D
Dawn S
Saint Louis, MO
Posted on January 12th, 2024 01:23 PM
Ready to work with even though I was long distance from St. Louis
Reply from Joe Poropat
January 29th, 2024 06:13 PM
Always happy to help! Thank you for working with me!
5.0
Encompass
C
Christian O
Hazelwood, MO
Posted on January 7th, 2024 01:10 PM
joe worked his bu** off
Reply from Joe Poropat
January 29th, 2024 06:01 PM
Happy to help! I'm glad it all worked out, and I hope you are getting settled in!
5.0
Encompass
A
Andrew A
Imperial, MO
Posted on January 2nd, 2024 05:39 PM
Joe is the best! He makes the closing process seamless. We would highly recommend Joe to anyone looking to finance a home.
Reply from Joe Poropat
January 29th, 2024 06:01 PM
Thank you for this review and always choosing to work with me Andrew! I look forward to the next one!
4.83
Encompass
N
Nathan W D
Saint Louis, MO
Posted on December 28th, 2023 11:10 AM
Highly recommend.. I was a first time home buyer signing off on a loan amount that could be detrimental if mistakes were made or in the wrong hands. However, no doubt throughout Joe is the best in the business helping clients understand what...
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Reply from Joe Poropat
January 29th, 2024 05:42 PM
Thank you for your kind words Nathan! I appreciate the opportunity to work with you and help get you into your first home! I hope you're getting all settled in and loving your new home. :)
5.0
Encompass
D
Dakota B
Fenton, MO
Posted on December 27th, 2023 04:55 PM
Smooth process and we were never left in the dark. Joe made everything clear and more
Reply from Joe Poropat
January 29th, 2024 05:32 PM
I'm happy to hear that! Thank you Dakota. I hope you are all settled in and loving your home. :)

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