Joe Luzzi
Loan Officer | NMLS #404525
Mutual of Omaha Mortgage - Nebraska, NE
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that's committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortg... Show More
Location & Business Hours
Business Hours
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8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
Joe was absolutely amazing to work with. He walked me through the entire process, explained it all,kept me up to date and was so kind and helpful. I would refer anyone to him to assist in a loan. He was so great and I appreciate all that he...
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Reply from Joe Luzzi
October 8th, 2025 10:16 AM
Thank you for the kind words Tracie. It was a pleasure working with you. Hopefully, we can refinance you soon when rates drop. Thank you
Joe was very quick to respond to any questions
Reply from Joe Luzzi
October 8th, 2025 10:16 AM
Thank you Melissa and congratulations on your new home!!
They were patient and helpful in all aspects if of service 👍😊‼️
Reply from Joe Luzzi
October 8th, 2025 10:16 AM
Thank you and we appreciate how quickly you responded to what we asked for as well. That makes the process much smoother
Joe was amazing. He was quick to respond, very helpful, explained everything in a way that made complete sense, answered all of my questions even the silly ones and was very communicative. Also let me know ahead of time about how providing...
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Reply from Joe Luzzi
October 8th, 2025 10:16 AM
thank you for all the kind words and good luck in your new home
Through--follow through--provides answers--facilitates responses--proactive--a finisher.
Reply from Joe Luzzi
October 8th, 2025 10:16 AM
Thank you James. It was a pleasure to work with you and your wife
He was so much more than professional as well as compassionate to our needs. Thank
you so much Joe!
Reply from Joe Luzzi
October 8th, 2025 10:16 AM
Thank you Theresa for the kind words. It was a pleasure to help you. Please call me directly if need anything else in the future.
Joe was knowledgeable and stayed on top of it throughout the process. His assistant, Rachel, was also especially kind and helpful. I would highly recommend this team if you're hoping to refinance your home . I'm planning to downsize soon and...
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Reply from Joe Luzzi
October 8th, 2025 10:16 AM
Thank you so much for your kind words, Heideliese. It was a pleasure working with you on your refinancing journey. I'm thrilled to hear that you had a great experience with both Rachel and me throughout the process. We're here to help whenever...
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Ongoing personalizes and very responsive interactionj through entire process.
Reply from Joe Luzzi
October 8th, 2025 10:16 AM
thank you Salvatore
Guilhermino R D
CHARLESTOWN, RI
Posted on January 22nd, 2025 04:47 PM
Working with Joe Luzzi with my refinance was great, every steps was a plain explanation, just keep up the great work.
Thank you.
Reply from Joe Luzzi
October 8th, 2025 10:16 AM
Thank you Guil
The underwriter demands were excessive
Reply from Joe Luzzi
October 8th, 2025 10:16 AM
James, I appreciate your feedback and rating. I understand there can be frustration when it seems like the underwriting process is excessive. It's all part of ensuring we maintain the high standards of quality and security Mutual of Omaha Mortgage...
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that's committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company's commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau & maintains a 4.83/5 rating on Experience(dot)com.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #404525
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org