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Joe Fuscaldo - OVM with AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS # 2095946 in Virginia Beach, VA

Joe Fuscaldo - OVM with AnnieMac Home Mortgag...

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Mortgage Loan Originator | NMLS # 2095946

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Joe understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t...... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
4.88
(37)
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Reviews from Web
  • 5.0
    Encompass
    P
    Paris N E
    NORFOLK, VA
    Posted on March 24th, 2026 04:51 PM
    The entirety of our home buying process went incredibly well and smooth, especially with this being a first for us. Joe, along with other members of the team worked seamlessly to point us in the right direction and answered each and every question...
    read more
    Reply from Joe Fuscaldo
    April 3rd, 2026 04:52 PM
    I'm truly glad to hear that your home buying experience was so positive, especially for your first time. It was a pleasure to work alongside Mike and Liz to guide you through the process and address all your questions promptly. Your kind words...
    read more
  • 5.0
    Encompass
    M
    Matthew M
    NORFOLK, VA
    Posted on March 22nd, 2026 05:18 PM
    As a real estate agent, I recently had the pleasure of working with Joe as a lender, and I couldn’t have asked for a better experience. From start to finish, Joe was incredibly communicative, keeping both me and my client informed at every...
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    Reply from Joe Fuscaldo
    April 1st, 2026 05:18 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 5.0
    Encompass
    F
    Floyd E T
    Severn, NC
    Posted on October 5th, 2025 11:19 AM
    The entire process was so smooth and fast. Everything was explained clearly, and there were no surprises, other than how great the service was. Joe Fuscaldo was incredibly proficient, knowledgeable and accommodating.
    Reply from Joe Fuscaldo
    October 15th, 2025 05:21 PM
    I'm happy to hear that the process went smoothly and quickly for you. It's important to me to ensure that everything is clearly communicated and meets expectations. Your words about my proficiency and accommodating service are truly appreciated....
    read more
  • 5.0
    Encompass
    B
    Brandon A W
    COLONIAL BEACH, VA
    Posted on August 27th, 2025 05:25 PM
    Joe is top notch and his expertise and guidance kept me calm through the entire home-buying process.
    Reply from Joe Fuscaldo
    September 6th, 2025 05:27 PM
    It's reassuring to know that my expertise and guidance helped you feel at ease during your home-buying journey. I really appreciate your kind words and am glad I could assist you through the process. If there's anything more you need in the...
    read more
  • 5.0
    Encompass
    D
    Denise C C
    VIRGINIA BEACH, VA
    Posted on August 20th, 2025 09:30 PM
    Joe & his team always go above and beyond for not only myself, but everyone that I have referred to them. I could not ask for a better group of skilled and knowledgable professionals to work with. AAA+++
    Reply from Joe Fuscaldo
    August 30th, 2025 09:32 PM
    Thank you so much for your generous words! I'm really glad to hear that not only you, but also those you've referred have had such positive experiences. It's wonderful to know that our efforts to go above and beyond are appreciated. Your support...
    read more
  • 5.0
    Encompass
    C
    Christina H
    Chesapeake, VA
    Posted on July 29th, 2025 10:57 AM
    Ben would answer all my questions no matter when I texted
    Reply from Joe Fuscaldo
    August 8th, 2025 10:58 AM
    I’m glad to hear that Ben was able to promptly address all your questions whenever you reached out. It's great to know that you felt supported throughout the process. If you have any more questions or need further assistance in the future,...
    read more
  • 5.0
    Encompass
    M
    Matthew M
    NORFOLK, VA
    Posted on June 5th, 2025 03:51 PM
    Joe was extremely helpful throughout the entire process. From communication to recommendations, he went above and beyond. I will definitely continue to recommend him to friends, family, and clients alike.
  • 5.0
    Encompass
    B
    Bethany B
    Wadesboro, NC
    Posted on April 28th, 2025 02:14 PM
    I cannot say enough about how easy Joe made everyrhing. Great communication, support. I felt listened to, and like I was being advocated for through the whole process. Wonderful experience and I will reccommend him to everyone I know.
    Reply from Joe Fuscaldo
    May 8th, 2025 02:17 PM
    I'm thrilled to hear that your experience was so positive. It was a pleasure to assist you, and I appreciate your kind words and recommendation. Thank you for trusting me with your mortgage needs.
  • 5.0
    Encompass
    S
    Sara L S
    Virginia Beach, VA
    Posted on March 18th, 2025 01:20 PM
    They simplified a typically very complicated process and were able to give me valuable advice along the way. Highly recommend!
    Reply from Joe Fuscaldo
    March 28th, 2025 01:23 PM
    I'm thrilled to hear that we could simplify the process for you and provide valuable advice. It was a pleasure assisting you, and I truly appreciate your recommendation.
  • 5.0
    Encompass
    C
    Chris A
    Hampton, VA
    Posted on January 10th, 2025 03:07 AM
    It was a smooth transaction. He educated and worked with my client to organize everything to secure financing, and we closed on time!
  • 10 of 37
    About
    Joe understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joe is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
    125
    /850
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 2095946
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.