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Joe Bayer

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Regional Manager

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"If the dream of owning a home is calling to you, call on Supreme Lending to help make this dream a reality. Our experienced team of mortgage professionals can help you get a home loan in any of our 350+ branches across the United States. ... Show More
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  • Encompass
    J
    John B
    Ponte Vedra Beach, FL
    Posted on September 2nd, 2026 09:12 PM
    Joe Bayer with Supreme Lending is the absolute best! He is knowledgeable, responsive, and always goes above and beyond for his clients. He communicates clearly throughout the mortgage process and makes everything feel smooth and stress-free....
    read more
  • Encompass
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    Derek P
    Ponte Vedra Beach, FL
    Posted on August 30th, 2026 01:10 PM
    Smooth transaction.
  • Encompass
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    Heather A O
    Ponte Vedra Beach, FL
    Posted on August 27th, 2026 01:13 PM
    Joe and his staff were amazing to work with! They not only do the administrative work but they educate, guide and hand hold the client through the process as I required they are an amazing team!
  • Encompass
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    Bradley F
    Fenton, MO
    Posted on August 2nd, 2026 02:27 PM
    Joe was very helpful and readily available when I had questions.
  • Encompass
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    Jason S
    Saint Louis, MO
    Posted on August 1st, 2026 10:13 PM
    Very communicative team. grateful for all their effort!
  • Encompass
    D
    David W M
    Cedar Hill, MO
    Posted on July 14th, 2026 10:23 PM
    Timely and efficiency
  • Encompass
    C
    Christopher R M
    Saint Louis, MO
    Posted on July 6th, 2026 09:18 AM
    Joe is thebest
  • Encompass
    K
    Kathleen J M
    Saint Louis, MO
    Posted on July 3rd, 2026 12:42 PM
    Weve We've worked with Joe for years - he has made all of our transactions easy and quick!
  • Encompass
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    Erin L
    University City, MO
    Posted on May 30th, 2026 02:34 AM
    Process was easy
  • Encompass
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    Jeffrey B
    Lees Summit, MO
    Posted on March 11th, 2026 01:38 PM
    Joe was proactive to find solutions rather than focusing on problems. He was extremely creative throughout the process and his communication and responsiveness were second to none.
  • 1–10 of 10
    About
    "If the dream of owning a home is calling to you, call on Supreme Lending to help make this dream a reality. Our experienced team of mortgage professionals can help you get a home loan in any of our 350+ branches across the United States. Applying and qualifying for a home loan may seem overwhelming, but it doesn’t have to be. By choosing Supreme, our team will be there every step of the way to answer your questions, breakdown the numbers, and help you navigate the process. Whether you’re a first-time homebuyer or a long-time property owner, we take the time to learn more about your needs and goals in order to provide a customized loan solution. "
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • 833729
    Disclaimer
    Equal Housing Opportunity

    Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.