My years of mortgage lending has put me in the top 2% of all mortgage lenders in our tri-state area. I commit myself as a mortgage lender and consultant to home buyers where I can cater the best loan at competitive rates for you. My wealth of knowledge in a variety of loan products has given me the ability to provide home buyers low down payment options without PMI. Whether you're buying an existing home, building a new home or refinancing your current home, I will give you the attention and professional help to competitively design a loan for you.