Joanna Perry | The Loan Lady Club | Mortgage ...
Mortgage Broker
California State University, Sacramento
Joanna Perry is a licensed California Mortgage Broker and founder of The Loan Lady Club (NMLS #243348). Based in Orangevale, she provides financing for residential and investment properties throughout Northern California. With over 17 years... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5:30 PM
Tues
9 AM to 5:30 PM(Open now)
Wed
9 AM to 5:30 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ms.joanna thank you for the work and support you have brought throughout this whole process. May the Lord Jesus Christ bless you and your family. I have been blessed to have you as my helper; a person like myself in a hard situation.Ms. Joanna...
read more
One of the most important decisions in life is purchasing a home and the process could also end up being your worst nightmare. Originally, we chose a broker who ended up being a nightmare gone wrong. After almost loosing a pending sale of almost...
read more
For anybody reading this you must get a hold of Joanna if your in need of purchasing or selling a home. The loan process was made smooth when she stepped in...the Lord used her without a doubt. The process of purchasing was smooth because of...
read more
Working with Joanna was truly one of the best parts of our home buying experience. From the very beginning she was kind, patient, and always willing to answer every question we had. She made what could have been a stressful process feel so...
read more
Reply from Owner
July 1st, 2026 12:15 AM
Monserrath, thank you for taking the time to write this. Reading it back, what stands out most is that you felt informed at every step, not just taken care of. That is the whole goal. As a mortgage broker in Sacramento, I want every first time...
read more
I highly recommend Joanna as a loan officer. She is an incredible professional. We were first-time homebuyers, and we knew nothing. We were very anxious, and our realtor, Sean, recommended Joanna and her team. Thanks to her professionalism,...
read more
Joanna is the best lending officers. As first-time home buyers, we didn’t know much and felt unsure, but thanks to Joanna’s professionalism, responsiveness, her patience, and her exceptional care, she explained every detail with such patience....
read more
I’ll begin by saying that we feel very fortunate and grateful that we had Joanna Perry as our Mortgage Broker. We would not have been able to afford the house that we wanted without Joanna’s help & guidance. Holding our hands through the whole...
read more
Joanna is the best! She is extremely knowledgeable and keeps you informed throughout the entire process. She is also very likable and friendly which made for an extremely painless experience. I will not use anyone else from here on out.
Joanna was a life saver for us! After having a terrible experience with a big bank for our home loan she was able to quickly get loan through. She always kept us informed and went above and beyond!
Reply from Owner
April 27th, 2026 09:10 PM
Trevor, thank you so much for sharing this. I know how stressful it can be when a lender leaves you feeling lost, and I am so glad we were able to turn that experience around for you. Keeping you informed every step of the way is something...
read more
Joanna was a godsend in our home buying process. We had to drop our first lender due to their ridiculous demands but Joanna was able to get our loan done amazingly fast and was always available to answer all of our questions. We never had to...
read more
Reply from Owner
April 20th, 2026 08:10 PM
Thank you so much for taking the time to share this. Reviews like yours remind me exactly why I built The Loan Lady Club the way I did.
My approach has always been education first. Whether someone is buying their first home in Orangevale,...
read more
10 of 133
About
Joanna Perry is a licensed California Mortgage Broker and founder of The Loan Lady Club (NMLS #243348). Based in Orangevale, she provides financing for residential and investment properties throughout Northern California. With over 17 years of experience and thousands of successful closings, Joanna helps clients find clear, transparent loan options for purchases, refinances, and investor loans—always focused on education, integrity, and lasting results.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
Home Loan Product and Program Analysis
Mortgage Preapprovals and Consulting
First Time Homebuyer Education
Refinance
Home Equity Lines of Credit
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- California State University, SacramentoFinance & Real EstateBachelors in FinanceMay 2002 -May 2006
Positions
- The Loan Lady Club - President and Sr. Loan OriginatorApr 2nd, 2018 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Licenses
- NMLS 243343 powered by NMLS 2179191
Gallery
Awards
Hobbies
- 🐶 My Aussiedoodle playtime! Growing Organic Vegetables, Real Estate Investing, Pilates
Disclaimer
The Loan Lady Club NMLS 243348, powered by XHL LLC NMLS 2179191, is a Real Estate Broker Licensed by the California Department of Real Estate, DRE #02166758, NMLS 2179191. Our local office address is 9278 Madison Ave., Orangevale, CA 95662. The corporate office is 1100 Satellite Blvd. NW, Suwanee, GA, 30024.
Legal Disclaimer: https://xperthomelending.com/legal/
Privacy Policy: https://xperthomelending.com/privacy-policy/