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Jim Koulos - Loan Officer in San Diego, CA

Jim Koulos

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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Fernando R
    Burbank, IL
    Posted on August 23rd, 2026 04:31 PM
    Jim Was Excellent!Jim was absolutely excellent throughout the entire home-buying process. He worked with me every step of the way, clearly explained what I needed to do, and guided me through all six steps required to get to closing.From the...
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  • Zillow
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    Xvargas48
    Willowbrook, IL
    Posted on October 12th, 2017 12:00 AM
    Jim is extremely good at what he does made my experince with purchasing ahome very smoothed stayed in contact with me through the entire process very good person to work with if you are looking to purchase or refinance a home this is the person...
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  • Zillow
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    Sandypal66
    Fox Lake, IL
    Posted on October 3rd, 2017 12:00 AM
    Jim Koulos is very helpful and he's always their to answer any questions that I have. Jim help me succeed my dream to get the house, he is very friendly and he's also very good at his job. He makes sure that the closing is on time.
  • Zillow
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    Danfechner
    Elmhurst, IL
    Posted on July 25th, 2017 12:00 AM
    Jim sat down with us to explain several options, pointing out the pros and cons of each. He guided us toward what he considered the best choice, but always left the decision in our hands. We got a lower interest rate than we expected for less...
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  • Zillow
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    Zuser20160926080028384
    Montgomery, IL
    Posted on April 9th, 2017 12:00 AM
    We had been looking to buy a couple of years ago. Jim was recommended by a co-worker of mine. He was easy to get a hold of and met with us right away. He took us through the whole lending process and explained everything. He was always accessable...
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  • Zillow
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    Willradostits
    Plainfield, IL
    Posted on March 31st, 2017 12:00 AM
    As a first time home buyer, Jim explained the entire process and was on call for help/advise whenever we needed him. He made the process as simple as could be.
  • Zillow
    B
    Boop2366
    Naperville, IL
    Posted on March 30th, 2017 12:00 AM
    Jim explained the process to me in terms that I understood. He also explained why steps were taken. He communicated with me every step of the way. Refinancing was fun!! I didn't think that was possible when the process started.
  • Zillow
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    Kirkjjones
    Geneva, IL
    Posted on May 19th, 2015 12:00 AM
    Jim convinced me to go ahead and purchase our home right now, rather than saving for another year and paying rent, in order to have a better down payment. Jim originated our mortgage and had several "hints" on how to improve our credit scores...
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  • Zillow
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    User574080
    Tinley Park, IL
    Posted on May 16th, 2015 12:00 AM
    We worked with Jim last year to secure the purchase of our "retirement" home. His care, patience and expertise in the management of our mortgage was outstanding! We have had a few other experiences in obtaining a mortgage, but Jim made all...
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  • Zillow
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    Crce
    Peoria, IL
    Posted on May 13th, 2015 12:00 AM
    Jim was extremely professional and thorough. He was prompt in returning calls and even on weekends. He helped me understand the details and had a very pleasant manner. I would highly recommend Jim and will use him again.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 237689.0
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.• https://s1l.com/privacy-policy/• https://s1l.com/licensing/• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235