I AM LOCATED IN ROSEVILLE, CALIFORNIA. I KNOW DEALING WITH A LOCAL PERSON IS IMPORTANT! You may have noticed that getting a mortgage is frustrating, time consuming, and maybe even overwhelming. You wouldn't be the only one to say that. Especially when you're trying to find a low rate. I can help. I work with home buyers and homeowners in the greater Sacramento area to make the mortgage process easy and understandable. If you are a first-time buyer, I will help you become comfortable with the mortgage process, sharing and educating you as much as you would like, while being available whenever you need me to answer questions and guide you through the transaction. If you are looking to buy a home and you already own one, you may be wondering how that works. I can share with you options which allow you to keep your current residence, or I can show you how to coordinate the sale and the purchase of your new home at the same time. If you already have a mortgage and you're looking to save money, get a lower rate, or tap into the equity in your home, I can share with you insider tips to find your best solutions and avoid the hassles and unnecessary paperwork. If any of these scenarios apply to you, I can help.