I have been in the Mortgage Industry for over 29 years and have experience in closing all loan programs. I am committed to the highest level of service, a personalized mortgage experience for every applicant, and the best loan options for your specific budget and housing needs. I am committed to helping you find the right mortgage for your needs and I understand that every borrower is different and unique. I am available to answer any question you may have. I have lived in East Texas all of my life, born and raised. I graduated from Grand Saline High School, Tyler Junior College, University of Texas at Tyler, and Southwestern Graduate School of Banking and Bank Operations Institute at Southern Methodist University. I understand the needs and wants of the people in this area. I am here to help you with all your Mortgage needs and let you benefit from my firsthand knowledge and experiences of the local housing market; along with my network of realtors, home builders, and other resources. I can guide you step-by-step through the entire loan process from application through loan closing, while keeping you informed through the process.