

Top 5%
Jeffrey Stempler at First Heritage Mortgage
Senior Loan Officer | NMLS ID #171047


McDaniel College
Top 1% Mortgage Team in the Country. Our claim to fame is communication with clients and agents, meeting contingency dates and closing time. Specializing in Jumbo loans, Veterans, First Home Buyer loans, 100% financing, FHA and Conventional... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 6 PM
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM(Open now)
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Reviews from Web
The entire team was so informative throughout the entire process, responsibe, and courteous. They were amazing with working with us and the maryland smart buy program, and always made us feel like they were putting our best interests forward...
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Reply from Jeffrey Stempler at First Heritage ...
August 26th, 2026 01:24 PM
Alex, I'm grateful for your kind words and am pleased to hear that the team was helpful and courteous throughout the process. Glad you were able to wipe out your student debts with the Maryland Smart Buy program. Thank you for choosing us as...
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Jeff and his team are superstars. They are my go-to lenders for my clients. When I refer a client to them and they say the client is pre-approved, I know my client will go to settlement without any doubt. I can't say that about other lenders....
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Reply from Jeffrey Stempler at First Heritage ...
August 26th, 2026 12:04 PM
Lavina, you truly are the best of the best! We all appreciate the kind words and want to thank you for trusting us to work with your referrals!
I 100% recommend! Great and professional team to work with for all your mortgage needs! I had an incredible experience working with them for my first time!
Reply from Jeffrey Stempler at First Heritage ...
August 26th, 2026 01:25 PM
Muriel, I'm truly grateful for your kind words and recommendation. It's wonderful to hear that you had such a positive experience with us during your first mortgage process. Thank you for trusting me and the team at First Heritage Mortgage...
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The entire team at FHM is highly professional, detail oriented and always willing and ready to answer any questions you have. They made my first time home buying experience so smooth. I highly recommend their services!
Reply from Jeffrey Stempler at First Heritage ...
August 6th, 2026 11:27 AM
Muriel, I'm grateful for your kind words and recommendation. It's wonderful to know that the team at First Heritage Mortgage made your first home buying experience smooth and enjoyable. If you ever have more questions or need further assistance,...
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Great interaction and experience. Quick and timely response; great availability; keeps client informed; professional; patience and kind; knowledgeable; great guidance; and many more. Thanks.
Reply from Jeffrey Stempler at First Heritage ...
August 26th, 2026 01:25 PM
Alexine, I'm so grateful to hear about your positive experience. I'm pleased that you found the interaction professional and informative. Your kind words mean a lot, and I'm happy I could assist you effectively.
Excellent interaction in terms of quick and timely response, keeping client informed, patience, professional, knowlegeable, honest in feedbacks, and many more. Thanks for your service.
Reply from Jeffrey Stempler at First Heritage ...
August 5th, 2026 05:13 PM
Alexine, I appreciate your kind words and am glad to hear that you had a positive experience with my services. Keeping clients informed and providing honest feedback is important to me, and I'm pleased it made a difference for you. Thank you...
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you guys are awesome super professional , very helpful especially for first time homeowners . your response time and answers to any question we had o would recomend you guys for any and will when opportunity presents itself . You all changed...
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Reply from Jeffrey Stempler at First Heritage ...
July 20th, 2026 12:28 PM
Walter, I'm grateful for your kind words and am pleased to hear that you found my services helpful for your first home purchase. It's wonderful to know that I could make a positive impact on your family's life. Thank you for recommending me;...
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I couldn’t think Jeffrey Stempler and his team enough. The process was smooth and everyone was always so pleasant and responsive to my needs. I would certainly recommend them to anyone who is looking for a mortgage company.
Reply from Jeffrey Stempler at First Heritage ...
August 26th, 2026 01:26 PM
Ivey, I'm grateful for your kind words and am pleased to hear that you had a smooth experience with us. It's wonderful to know that my team and I could meet your needs. Cheers, Jeff
Everyone on the team was super pleasant and responsive. I never felt a bad vibe and always felt well taken care of.
Reply from Jeffrey Stempler at First Heritage ...
July 19th, 2026 05:31 PM
I'm grateful for your kind words, Ivey. It's wonderful to hear that you felt well taken care of by my team at First Heritage Mortgage. Please feel free to reach out anytime if you need further assistance.
Everyone was incredibly helpful and I really appreciate that they took the time to explain every step of the process while also staying efficient .
Reply from Jeffrey Stempler at First Heritage ...
July 18th, 2026 06:46 PM
Benjamin, I'm pleased to hear that you found the process both helpful and efficient. Taking the time to explain each step is important to me, and I'm grateful for your kind words. If you have any more questions or need further assistance, please...
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About
Top 1% Mortgage Team in the Country. Our claim to fame is communication with clients and agents, meeting contingency dates and closing time. Specializing in Jumbo loans, Veterans, First Home Buyer loans, 100% financing, FHA and Conventional loans, Renovation loans, Refinance loans, Investor loans and Bridge Loans. Throughout his career, Jeff has worked with a diverse clientele, including first-time homebuyers, seasoned investors, and those seeking refinancing options. His deep understanding of the mortgage market, coupled with a keen ability to assess clients’ unique financial situations, has enabled him to match borrowers with the best loan products available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Specialities
Purchase and Refinance residential mortgages
Veteran Loans
First Time Home Buyers with Down Payment and Closing Cost Assistance
Jumbo Loans
Conventional, FHA Loans
Renovation Loans
USDA Loans
Construction To Permanent Loans
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Education
- McDaniel CollegeBusiness Administration / FinanceBachelor of Arts (BA)Sep 1985 -May 1988

Positions
- First Heritage Mortgage - Loan OfficerFeb 28th, 2025 - Current
Memberships
- Poolesville Area Chamber of Commerce - Run Monthly Business Meeting
- Founder of The Professional Networking Group
- GCAAR - Greater Capital Area Association of REALTORS®
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #171047
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Awards
Presidents Club Me...
Achievements
- Top 1 % Mortgage Producer in the country since 2003
Hobbies
- Working out at the gym
- Pickleball Fanatic
- Beach Goer
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