BRE # 01215923 I am the Broker and owner of Go Lender Direct, Inc. I have been originating purchase loans with FHA, VA, USDA, Conventional, and Reverse mortgages for over 30 yrs. I have specialized in helping first time home buyers and seasoned home buyers purchase their homes with no money down programs and show them how I can get them "Cash Credits" to cover their closing costs and impound startup costs as well. I started offering the no cost loan program in 1989. I have recently been selected to be on the Hot 100 list of the Mortgage Professional America (MPA) that recognizes me as one of the top 100 mortgage professionals of 2017. I am married to my best friend and a father of 4. I enjoy golfing, skiing, and surfing with my family, friends and clients. I truly enjoy working in this industry and look forward to meeting my next client.