Jay Robins - The Koa River Group powered by E...
Spiritually Aligned Real Estate Financing
Most mortgage interactions feel transactional—rate, form, closing. That’s not how I work.
I’m Jay Robins, a 26-year mortgage veteran and Chief Peace Officer at The Koa River Group. I specialize in residential financing for homebuyers, home...... Show More
Location & Business Hours
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
View all days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
In what is normally a hectic time with information and money being thrown around, Jay was the calm within the storm. Calmly and easily explaining processes and information so that both myself and my wife could understand. Not only was his mannerisms...
read more
Jay Robins was awesome!He made the process effortless and smooth and was extremely helpful, especially for a first time home buyer like myself. I would highly recommend him to anyone.
I have purchased 6 houses in my lifetime and this experience was by far the best. I appreciated Jays holistic approach to the entire process. It wasn’t just about the purchase, it was about me as a person and ensuring that I had minimal stress...
read more
What I like most about my experience with jay he was very patient he always said all good I extremely recommend him to my friend and family member
I would like to say Jay Robins was excellent. He went above and beyond to make sure I understood all the steps throughout the process of buying my first property.
I'm grateful for the help and support that Jay and his teamed provided to get my loan across the finish line! Additionally, I am grateful for the support and friendship developed outside of the loan. The process was very personalized and added...
read more
We recently bought a house in Eustis, FL. Jay was very professional and extremely helpful with all the process.. was my first time buying a house but we did business with him before to my husband’s house and we were very happy with his work....
read more
Jay did a fantastic job getting our loan approved. I have purchased and sold 6 homes in my liftime and this was by far the most easiest and less stressful process I have ever experienced. Jay communicated every week to give us an update on...
read more
My Husband and I recently purchase a home. Jay was very professional and extremely helpful with all my questions.. and believe me I had a lot because was my first time buying a house. He helped us through our pre-approval process and made it...
read more
Jay was my contact mortgage lend, was a great help. His knowledge and expertise of this industry is very impressive. He also was friendly, personable and professional. He explained the mortgage process in a way which was easy for me to understand....
read more
10 of 194
About
Most mortgage interactions feel transactional—rate, form, closing. That’s not how I work.
I’m Jay Robins, a 26-year mortgage veteran and Chief Peace Officer at The Koa River Group. I specialize in residential financing for homebuyers, homeowners, and investors (1–4 units nationwide).
My approach is different: spiritually aligned, rooted in clarity, integrity, and long-term thinking. I’ll tell you when the best move is no move at all, and I structure loans around your life—not commissions.
I help with purchases, refinancing, HELOCs, and investment strategy. No pressure—just partnership.
Book a free 15-minute mortgage check-up for clear, honest guidance.
Specialities
Real estate financing on Primary, 2nd home, Investment and Commercial throughout the U.S
Search Rank ScoreLearn More →
177
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- EOS Fitness
- YMCA
- Costco
View All
Addresses and Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- E Mortgage Capital, Inc. NMLS# 1416824. Equal Housing Lender NMLS consumer access: https://www.nmlsconsumeraccess.org/
- Jay Robins NMLS # 699252 An Equal Opportunity Lender https://www.nmlsconsumeraccess.org
Videos
Hobbies
- Spending time with my 2 sons
- Weight training
- Basketball
View All
Disclaimer
©2026 | E Mortgage Capital, Inc, DBA E Mortgage Capital | NMLS #1416824 | For licensing visit: http://nmlsconsumeraccess.org/ | 3750 S Susan Street, Santa Ana, California 92704 | (855) 569-3700 | Not affiliated with any government agency. For Advertisement Purpose Only. This is not a commitment to lend. All loans are subject to underwriting approval. Terms and Conditions apply. Not all borrowers or properties will qualify. Rates, terms, programs, and availability are subject to change without notice, and may not be available in all states. Other restrictions and limitations may apply. E Mortgage Capital, Inc. is licensed to conduct business in the states in which it operates. For licensing information and consumer access, please visit www.nmlsconsumeraccess.org. Equal Housing Lender.SEO Directory
E Mortgage Capital, Inc. is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other protected class. All Rights Reserved.
By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.
Debt Consolidation is taking your high-interest debt and rolling it into a lower-interest mortgage loan. By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.
Not affiliated with any government agency.
The information provided by this payment estimators or mortgage calculators is intended for illustrative purposes only. The calculated results shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional. E Mortgage Capital, Inc is not responsible for the content and/or accuracy of rates, APRs or any other loan information factored in the calculations.
Certifications for EMC Loan Officers and/or brokers are internally issued by E Mortgage Capital and do not extend beyond the organization. Certification is granted after a predetermined number of loans of the applicable type have been successfully completed and funded.
For reverse mortgages the borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance, homeowner's insurance and ongoing maintenance (which may be substantial) in accordance with FHA requirements. We do not establish an escrow account for disbursements of these payments. Failure to meet these requirements can trigger a loan default that may result in foreclosure. The loan must be paid off when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, or does not comply with the loan terms.
© 2026 E Mortgage Capital. All Rights Reserved.