Javier Ascencio is Mortgage Loan Officer with years of experience assisting first time home buyers in making the dream of homeownership a reality, as well as cash out refinance, debt consolidation, tailoring the mortgage program to the customer's needs.\nJavier is a bilingual Spanish speaker assisting and educating the Hispanic community on the many programs available to obtaining homeownership. \nOne of the main hobbies he enjoys is playing golf with his son, friends, and colleagues. I will greatly appreciate the opportunity to assist you in all your mortgage needs.