When choosing a lender, experience is important, but reputation is even more important. Fortunately, I have both. I have 13 years of experience as a loan officer and a reputation that has taken just as long to build. There are so many lenders to choose from today, it's almost impossible to be sure if you are choosing the right one. The truth is, any lender is capable of offering you a mortgage at a great rate, but it's the mortgage experience that will vary from lender to lender. If your lender is not up to date on all the changes that occur on a monthly basis then your closing could wind up being delayed, which will cause frustration and possibly cost you money. I strive to make every clients' experience as positive and pleasant as possible. In addition to being up to date on all the most recent guideline adjustments, I pride myself on explaining the mortgage process clearly. Additionally, I provide an accurate timeline of the events that will take place and make myself available whenever my borrowers need me. Pinnacle Mortgage is a NJ based mortgage lender that I am proud to say offers the most competitive rates available in the market. Being a local lender, we are not confined to the red tape that many "Big banks" are subject to. Every client is given specialized attention and treated like they are the most important person to me. The biggest reward I can receive is a client telling me how happy and satisfied they are with my service.