Why switch from financial planner to "just" lending, as I've heard? Short answer: Impact where needed! Throughout my career, Housing, Mortgage, and Home Equity integration conversations around me often weren't going deep enough leaving clients very underserved on a topic critical to THEM. Especially in retirement where fiduciary guidance is critical with less room for error. Finding a trusted Loan Officer for them to work with who I trusted for them wasn't easy. I was an advisor in the HNW and holistic financial planning space in various licensed roles for the better part of 20 years bringing a daily passion for advisor development and high quality client outcomes. This extensive background working with a full spectrum of senior-related topics (including Long-Term Care funding, Annuities, Medicare solutions, Estate Planning, Legacy planning, Retirement Income planning) led me down a years-long path to discover how misunderstood and underutilized the Reverse Mortgage(HECM)/Reverse Line of Credit is, often leading to less than optimal outcomes for people who did things right their whole life getting to the point of eligibility. A knowledge gap exists of the myriad of applications by advisors and baby-boomer clients alike due to outdated myths/mistruths which have created unfair stigmas hampering the use of this incredibly flexible government-insured loan program designed specifically for senior homeowners to access existing home equity safely. Throughout my career a fiduciary standard, ethics, empathy, an insatiable quest for learning, and integrity have been the foundation of my success. I served honorably for over 7 years (stop-loss) as a non-commissioned officer and paratrooper in the Army Reserve as a Psychological Operations team chief (Airborne) which included a 1-year deployment in Iraq from 4/2003-3/2004. Awards included: Bronze Star Medal, Purple Heart, Army Commendation Medal, and Combat Action Badge, among others. That experience taught me to live for no wasted days; a principle I often encouraged clients to live fully through the "go-go", "slow-go", and even the "no-go" years of retirement. Formal education includes: Finance degree from The Ohio State University, MBA from Arizona State University, and Linguistics at the Defense Language Institute in Monterey, CA. In spare time I enjoy spending time with my 10 year old son, coaching youth sports, volunteering with Veterans groups, road trips (checking off National Parks), working on our classic car, and triathlon training. www.HomeEquityPlanner.com